About r/CreditCardsIndia
r/CreditCardsIndia is a community for discussing credit cards in India—rewards, benefits, bank policies, and more. Stay informed and make smarter financial decisions.
The community at a glance
r/CreditCardsIndia is a Subreddit for Points Chasers with roughly 403K members. It has been around since 2020. It uses a forum format for communication. It is the 6th largest community in the Credit Cards topic page.
Roughly 82K members have joined in the past year. Popular discussion topics include Credit Card, Frustrating, and Credit. Common discussion themes are Solution Requests and Money Talk. Product recommendations often mention credit card.
Community Topics
Community Features
This community has a forum
Subreddit Analysis
via GummySearchMember growth over time
All time (yearly)
- 2022: 675 members
- 2024: 166K members
- 2025: 170K members
- 2026: 66K members
Past year (monthly)
- Nov: 7K members
- Dec: 7K members
- Jan: 10K members
- Feb: 6K members
- Mar: 7K members
- Apr: 6K members
- May: 6K members
- Jun: 6K members
- Jul: 6K members
- Aug: 7K members
- Sep: 8K members
- Oct: 4K members
Themes
- Solution Requests19 posts in the past month
- Help needed with which credit cards to apply
- PhonePe SBI Select Black users does it really give 5% rewards on gift cards?
- Which credit/debit card is best for ₹1.5 lakh LTC ticket booking through Balmer Lawrie?
#119Solution RequestsHelp needed with which credit cards to apply · PhonePe SBI Select Black users does it really give 5% rewards on gift cards? · Which credit/debit card is best for ₹1.5 lakh LTC ticket booking through Balmer Lawrie? - Money Talk6 posts in the past month
- Will tax payment count for HDFC Marriot Milestone offer?
- Should i keep 31k Flipkart sbi card or cancel it?
- Best use of Amazon pay balance
#26Money TalkWill tax payment count for HDFC Marriot Milestone offer? · Should i keep 31k Flipkart sbi card or cancel it? · Best use of Amazon pay balance - Pain & Anger2 posts in the past month
- HSBC Live+ approved 30 days after rejection
- ICICI Sapphiro Credit Card- no response
#32Pain & AngerHSBC Live+ approved 30 days after rejection · ICICI Sapphiro Credit Card- no response - Advice Requests1 post in the past month
- Completely new to credit cards — please explain everything I should know before getting my first card
#41Advice RequestsCompletely new to credit cards — please explain everything I should know before getting my first card
Topics
- Credit Card85 posts in the past month#185Credit Card
- Frustrating28 posts in the past month#228Frustrating
- Credit25 posts in the past month#325Credit
- Card23 posts in the past month#423Card
- Sbi23 posts in the past month#523Sbi
Flair
- Help Needed/ Question46 posts in the past month
- Am I eligible for premium credit cards with a 760 CIBIL score
- Should I get HSBC T1 despite having other top cards?
- What is the ideal FE backed CC from icici, already have fds with the bank
#146Help Needed/ QuestionAm I eligible for premium credit cards with a 760 CIBIL score · Should I get HSBC T1 despite having other top cards? · What is the ideal FE backed CC from icici, already have fds with the bank - General Discussion/Conversation19 posts in the past month
- Got Rs.15000 Compensation awarded by Banking Ombudsman
- Is the new Swiggy HDFC BLCK Card Meh or Is it Just Me?
- I got this card in just 40 hours
#219General Discussion/ConversationGot Rs.15000 Compensation awarded by Banking Ombudsman · Is the new Swiggy HDFC BLCK Card Meh or Is it Just Me? · I got this card in just 40 hours - Card Recommendation13 posts in the past month
- Looking for first paid (or not) credit card
- Need Credit Card
- NRI with ICICI Home Loan — Which Unsecured ICICI Card Can I Expect?
#313Card RecommendationLooking for first paid (or not) credit card · Need Credit Card · NRI with ICICI Home Loan — Which Unsecured ICICI Card Can I Expect? - Card & Merchant Offers3 posts in the past month
- Can't We Take Action Against Complicated Language in Cashback Offers?
- Paytm VISA offer for October 2026
- Selling air india voucher
#43Card & Merchant OffersCan't We Take Action Against Complicated Language in Cashback Offers? · Paytm VISA offer for October 2026 · Selling air india voucher - Credit Score2 posts in the past month
- TFW your CIBIL score is higher than Experian
- People who have paid subscription to CIBIL. Are you guys able to refresh credit score on the app, specially on Android?
#52Credit ScoreTFW your CIBIL score is higher than Experian · People who have paid subscription to CIBIL. Are you guys able to refresh credit score on the app, specially on Android?
Product recommendations
- credit card89 posts in the past month
- Best Way to Apply for ICICI Amazon Pay Credit Card?
- best fuel card or suggest any card for getting maximum points
- Best Card for Educational expenses
#189credit cardBest Way to Apply for ICICI Amazon Pay Credit Card? · best fuel card or suggest any card for getting maximum points · Best Card for Educational expenses
Community Reviews
Frequently asked questions
- Who is r/CreditCardsIndia for?
- Best for Points Chasers enthusiasts looking for a Reddit-based community with forum discussion.
- Is r/CreditCardsIndia free to join?
- This listing is not marked as paid-only. Access rules and any fees are decided by the community.
- How many members does r/CreditCardsIndia have?
- Roughly 403K members, based on figures reported by the community or its host. Member counts are approximate and change over time.
- What platform is r/CreditCardsIndia on?
- r/CreditCardsIndia runs on Reddit. Reddit communities (or "subreddits") are forum-based groups on the popular social news aggregation, web content rating, and discussion website Reddit. Reddit is commonly known as "the front page of the internet". Users submit content to the site such as links, text posts, and images, which are then voted up or down and discussed by other members. From investing Reddit communities, to professional ones, to ones just for laughs, you're likely to find a community for you on Reddit.
- What topics does r/CreditCardsIndia cover?
- On the Hive Index, r/CreditCardsIndia is organized under Points Chasers.
- How do I join r/CreditCardsIndia?
- You can join r/CreditCardsIndia by clicking this link, or pressing the "Go to community" button above.
- What are the Credit Cards communities like?
- Communities for credit card churning, rewards optimization, and discussing the best credit card deals, sign-up bonuses, and current offers.
Added 10/14/2026
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