r/CreditCardsIndia

Community Overview
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About r/CreditCardsIndia

r/CreditCardsIndia is a community for discussing credit cards in India—rewards, benefits, bank policies, and more. Stay informed and make smarter financial decisions.

The community at a glance

r/CreditCardsIndia is a Subreddit for Points Chasers with roughly 408K members. It has been around since 2020. It uses a forum format for communication. On the Hive Index it ranks #6 in the Credit Cards communities list.

Roughly 82K members have joined in the past year. Popular discussion topics include Credit Card, Frustrating, and Sbi. Common discussion themes are Solution Requests and Money Talk. Product recommendations often mention credit card.

On Reddit
Established 2020
408K Members

Community Topics

Community Features

Forum

This community has a forum

Subreddit Analysis

via GummySearch
Yearly: +82K members
Growth: +25.3% / year

Member growth over time

All time (yearly)

  • 2022: 675 members
  • 2024: 166K members
  • 2025: 170K members
  • 2026: 71K members

Past year (monthly)

  • Dec: 7K members
  • Jan: 10K members
  • Feb: 6K members
  • Mar: 7K members
  • Apr: 6K members
  • May: 6K members
  • Jun: 6K members
  • Jul: 6K members
  • Aug: 7K members
  • Sep: 8K members
  • Oct: 6K members
  • Nov: 2K members

Themes

  • Solution Requests
    9 posts in the past month
    1. Please suggest me one card
    2. What card shall I get next ?
    3. Unexpected medical bill right before statement generated - can I still convert it to EMI post-billing?
    #1
    Solution Requests
    Please suggest me one card · What card shall I get next ? · Unexpected medical bill right before statement generated - can I still convert it to EMI post-billing?
    9
  • Money Talk
    2 posts in the past month
    1. Flipkart No-Cost EMI not converted by ICICI; ₹50,760 billed lump sum. Due Nov 15 how should I escalate?
    2. My credit card portfolio at 27. What should I keep and what should I close
    #2
    Money Talk
    Flipkart No-Cost EMI not converted by ICICI; ₹50,760 billed lump sum. Due Nov 15 how should I escalate? · My credit card portfolio at 27. What should I keep and what should I close
    2
  • Pain & Anger
    2 posts in the past month
    1. HSBC Premier Horror story, never trust them with foreign transactions
    2. HDFC Bank Credit Card Application Issue!
    #3
    Pain & Anger
    HSBC Premier Horror story, never trust them with foreign transactions · HDFC Bank Credit Card Application Issue!
    2
  • Advice Requests
    1 post in the past month
    1. [44M] Business Owner – Help me optimize my Dad's chaotic 7-card setup! (High spends, ignores rewards)
    #4
    Advice Requests
    [44M] Business Owner – Help me optimize my Dad's chaotic 7-card setup! (High spends, ignores rewards)
    1

Topics

  • Credit Card
    65 posts in the past month
    #1
    Credit Card
    65
  • Frustrating
    15 posts in the past month
    #2
    Frustrating
    15
  • Sbi
    14 posts in the past month
    #3
    Sbi
    14
  • Struggling
    7 posts in the past month
    #4
    Struggling
    7
  • Recommendation
    6 posts in the past month
    #5
    Recommendation
    6

Flair

  • Help Needed/ Question
    44 posts in the past month
    1. Should I worry about AUSFB hack?
    2. How legit is this offers on LTF Cards in jiofinance app
    3. Flipkart sbi cc
    #1
    Help Needed/ Question
    Should I worry about AUSFB hack? · How legit is this offers on LTF Cards in jiofinance app · Flipkart sbi cc
    44
  • General Discussion/Conversation
    23 posts in the past month
    1. My first credit card!!
    2. HDFC Infinia + RedGirraffe Rent Payment: 3.98% Extra Charges, Zero Reward Points
    3. Low Credit limit on Hsbc travel one
    #2
    General Discussion/Conversation
    My first credit card!! · HDFC Infinia + RedGirraffe Rent Payment: 3.98% Extra Charges, Zero Reward Points · Low Credit limit on Hsbc travel one
    23
  • Card Recommendation
    14 posts in the past month
    1. Please suggest me one card
    2. What card shall I get next ?
    3. Zero forex credit card suggestion - read inside
    #3
    Card Recommendation
    Please suggest me one card · What card shall I get next ? · Zero forex credit card suggestion - read inside
    14
  • Card Launch
    3 posts in the past month
    1. The Eternal SBI Credit Card is here!!
    2. Eternal SBI Credit Card Application started
    3. Eternal sbi card - launch
    #4
    Card Launch
    The Eternal SBI Credit Card is here!! · Eternal SBI Credit Card Application started · Eternal sbi card - launch
    3
  • Debit Card / Bank A/C
    1 post in the past month
    1. HDFC DEBIT CARD! Which one's better?
    #5
    Debit Card / Bank A/C
    HDFC DEBIT CARD! Which one's better?
    1

Product recommendations

  • credit card
    89 posts in the past month
    1. Best Way to Apply for ICICI Amazon Pay Credit Card?
    2. best fuel card or suggest any card for getting maximum points
    3. Best Card for Educational expenses
    #1
    credit card
    Best Way to Apply for ICICI Amazon Pay Credit Card? · best fuel card or suggest any card for getting maximum points · Best Card for Educational expenses
    89
View full analysis on GummySearchSynced 10/30/2026

Frequently asked questions

Who is r/CreditCardsIndia for?
Best for Points Chasers enthusiasts looking for a Reddit-based community with forum discussion.
Is r/CreditCardsIndia free to join?
This listing is not marked as paid-only. Access rules and any fees are decided by the community.
How many members does r/CreditCardsIndia have?
Roughly 408K members, based on figures reported by the community or its host. Member counts are approximate and change over time.
What platform is r/CreditCardsIndia on?
r/CreditCardsIndia runs on Reddit. Reddit communities (or "subreddits") are forum-based groups on the popular social news aggregation, web content rating, and discussion website Reddit. Reddit is commonly known as "the front page of the internet". Users submit content to the site such as links, text posts, and images, which are then voted up or down and discussed by other members. From investing Reddit communities, to professional ones, to ones just for laughs, you're likely to find a community for you on Reddit.
What topics does r/CreditCardsIndia cover?
On the Hive Index, r/CreditCardsIndia is organized under Points Chasers.
How do I join r/CreditCardsIndia?
You can join r/CreditCardsIndia by clicking this link, or pressing the "Go to community" button above.
What are the Credit Cards communities like?
Communities for credit card churning, rewards optimization, and discussing the best credit card deals, sign-up bonuses, and current offers.
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Added 10/14/2026

Monthly Stats

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