About r/personalfinance
Learn about budgeting, saving, getting out of debt, credit, investing, and retirement planning. Join our community, read the PF Wiki, and get on top of your finances!
The community at a glance
r/personalfinance is a Subreddit for Personal finance seekers and FIRE chasers and Points Chasers with roughly 21.9M members. It has been around since 2009. It uses a forum format for communication. On the Hive Index it ranks #2 in the Credit Cards communities list. It is the 1st largest community in the Financial Independence topic page.
Roughly 456K members have joined in the past year. Popular discussion topics include Job Dissatisfaction, Credit Card, and Ira. Common discussion themes are Advice Requests and Money Talk. Product recommendations often mention high yield savings account, credit card, and financial advisor.
Community Topics
- Financial Independence, 25 communities, 692 views per month including community pages
Financial Independence
25 communities for Personal finance seekers and FIRE chasers
692 / mo - Credit Cards, 23 communities, 47 views per month including community pages
Credit Cards
#223 communities for Points Chasers
47 / mo
Community Features
This community has a forum
Subreddit Analysis
via GummySearchMember growth over time
All time (yearly)
- 2013: 81K members
- 2014: 1.8M members
- 2015: 2.9M members
- 2016: 4.7M members
- 2017: 3.1M members
- 2018: 918K members
- 2020: 745K members
- 2021: 938K members
- 2023: 3.4M members
- 2024: 1.7M members
- 2025: 1.3M members
- 2026: 373K members
Past year (monthly)
- Nov: 36K members
- Dec: 40K members
- Jan: 46K members
- Feb: 35K members
- Mar: 40K members
- Apr: 40K members
- May: 45K members
- Jun: 42K members
- Jul: 34K members
- Aug: 35K members
- Sep: 33K members
- Oct: 24K members
Themes
- Advice Requests26 posts in the past month
- Am I doing anything incorrectly at this point in my life? 25 yr old with no Student Loan
- Newly fiscally responsible for retirement accounts of elderly person, where to find help
- Stuck professionally - what can I do?
#126Advice RequestsAm I doing anything incorrectly at this point in my life? 25 yr old with no Student Loan · Newly fiscally responsible for retirement accounts of elderly person, where to find help · Stuck professionally - what can I do? - Money Talk8 posts in the past month
- Where should I invest my 12 Lac savings?
- Get a Mortgage or keep investing for now?
- 401k vs Family Home purchase
#28Money TalkWhere should I invest my 12 Lac savings? · Get a Mortgage or keep investing for now? · 401k vs Family Home purchase - Pain & Anger5 posts in the past month
- RIP LightStream - The GOAT for Unsecured Auto Loans
- Anxiety With Buying a Home
- Scared about loan interest
#35Pain & AngerRIP LightStream - The GOAT for Unsecured Auto Loans · Anxiety With Buying a Home · Scared about loan interest - Solution Requests4 posts in the past month
- Looking for finance app with specific SMS capability
- Tax prep software recommendation (for experienced)
- What mobile bank should I switch to from Gusto?
#44Solution RequestsLooking for finance app with specific SMS capability · Tax prep software recommendation (for experienced) · What mobile bank should I switch to from Gusto? - Ideas1 post in the past month
- Why hasn't any finance app combined the Account Aggregator (AA) framework with 100% local on-device storage yet?
#51IdeasWhy hasn't any finance app combined the Account Aggregator (AA) framework with 100% local on-device storage yet?
Topics
- Job Dissatisfaction3 posts in the past month#13Job Dissatisfaction
- Credit Card3 posts in the past month#23Credit Card
- Ira2 posts in the past month#32Ira
- Housing2 posts in the past month#42Housing
- Debt2 posts in the past month#52Debt
Flair
- Retirement16 posts in the past month
- Questions around boosting (unmarried) partners pension & retirement prospects
- excess Roth contributions
- How can I retire early?
#116RetirementQuestions around boosting (unmarried) partners pension & retirement prospects · excess Roth contributions · How can I retire early? - Other12 posts in the past month
- Feel like your paycheck disappears before the month ends? 💸
- Struggling to afford living (vent/need advice)
- Random wire transfer into my account. What do u do?
#212OtherFeel like your paycheck disappears before the month ends? 💸 · Struggling to afford living (vent/need advice) · Random wire transfer into my account. What do u do? - Investing12 posts in the past month
- Online investment platform?
- Want to invest but don't know how or what
- Why buy a house given my situation?
#312InvestingOnline investment platform? · Want to invest but don't know how or what · Why buy a house given my situation? - Debt11 posts in the past month
- Mortgage forbearance for 6 months a smart move here? (Freedom Mortgage)
- $40K in credit card debt | Should I settle, aggressively pay it off, or file bankruptcy?
- looking for advice on paying off debt and improving credit score
#411DebtMortgage forbearance for 6 months a smart move here? (Freedom Mortgage) · $40K in credit card debt | Should I settle, aggressively pay it off, or file bankruptcy? · looking for advice on paying off debt and improving credit score - Budgeting10 posts in the past month
- Road to Health and Wealth
- Should I use my 401k in the possibility I ever loose my job?
- Why hasn't any finance app combined the Account Aggregator (AA) framework with 100% local on-device storage yet?
#510BudgetingRoad to Health and Wealth · Should I use my 401k in the possibility I ever loose my job? · Why hasn't any finance app combined the Account Aggregator (AA) framework with 100% local on-device storage yet?
Product recommendations
- high yield savings account10 posts in the past month
- Recommend a high-yield savings account
- HYSA recs? My 'emergency fund' is collecting dust, unsure where to move money
- Any recs for HYSA (or checking) to use as checking/cash account?
#110high yield savings accountRecommend a high-yield savings account · HYSA recs? My 'emergency fund' is collecting dust, unsure where to move money · Any recs for HYSA (or checking) to use as checking/cash account? - credit card9 posts in the past month
- Is there a negative impact on my credit score for seeking the best interest rate on a credit card?
- What is the best credit card to get for emergencies right now? Medical emergencies and have lots of stock that i cant control the sale of (private).
- Which Credit Card is best for me UK
#29credit cardIs there a negative impact on my credit score for seeking the best interest rate on a credit card? · What is the best credit card to get for emergencies right now? Medical emergencies and have lots of stock that i cant control the sale of (private). · Which Credit Card is best for me UK - financial advisor5 posts in the past month
- Can anyone recommend a certified financial planner from Faucet
- DINKWAD trying to start a family- think we need a financial advisor- any recs?
- Financial Advisor Recs
#35financial advisorCan anyone recommend a certified financial planner from Faucet · DINKWAD trying to start a family- think we need a financial advisor- any recs? · Financial Advisor Recs - loan4 posts in the past month
- Best way to borrow £2000 urgently?
- Which loan is best to offset?
- I want to get rid of my parents debt and my own, would a loan be the best option?
#44loanBest way to borrow £2000 urgently? · Which loan is best to offset? · I want to get rid of my parents debt and my own, would a loan be the best option? - budget app3 posts in the past month
- Recommend me a budget app on android
- Recommend on budgeting platform/bank app that allow you to organize/categorize money within savings account.
- Budget / Finance Tracker App recs
#53budget appRecommend me a budget app on android · Recommend on budgeting platform/bank app that allow you to organize/categorize money within savings account. · Budget / Finance Tracker App recs
Community Reviews
Frequently asked questions
- Who is r/personalfinance for?
- Best for Personal finance seekers and FIRE chasers and Points Chasers enthusiasts looking for a Reddit-based community with forum discussion.
- Is r/personalfinance free to join?
- This listing is not marked as paid-only. Access rules and any fees are decided by the community.
- How many members does r/personalfinance have?
- Roughly 21.9M members, based on figures reported by the community or its host. Member counts are approximate and change over time.
- What platform is r/personalfinance on?
- r/personalfinance runs on Reddit. Reddit communities (or "subreddits") are forum-based groups on the popular social news aggregation, web content rating, and discussion website Reddit. Reddit is commonly known as "the front page of the internet". Users submit content to the site such as links, text posts, and images, which are then voted up or down and discussed by other members. From investing Reddit communities, to professional ones, to ones just for laughs, you're likely to find a community for you on Reddit.
- What topics does r/personalfinance cover?
- On the Hive Index, r/personalfinance is organized under Personal finance seekers and FIRE chasers, Points Chasers.
- How do I join r/personalfinance?
- You can join r/personalfinance by clicking this link, or pressing the "Go to community" button above.
- What are the Financial Independence communities like?
- Communities for people working toward financial independence, personal finance mastery, or early retirement. Whether you are just starting to budget, tracking progress toward FIRE, or optimizing investments and side income, you will find Reddit communities, Discord groups for stock signals and reselling, and accountability-based spaces for people at every stage of the personal finance journey.
Added 10/15/2021
Monthly Stats
- 37
- Views /mo (+185%)
- 36
- Visitors /mo (+177%)
- 1
- Referrals /mo (0%)
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