About r/financialindependence
This is a place for people who are or want to become Financially Independent (FI), which means not having to work for money. Financial Independence is closely related to the concept of Early Retirement/Retiring Early (RE) - quitting your job/career and pursuing other activities with your time. At its core, FI/RE is about maximizing your savings rate (through less spending and/or higher income) to achieve FI and have the freedom to RE as fast as possible.
The community at a glance
r/financialindependence is a Subreddit for Personal finance seekers and FIRE chasers with roughly 2.5M members. It has been around since 2011. It uses a forum format for communication. It is the 2nd largest community in the Financial Independence topic page.
Roughly 88K members have joined in the past year. Popular discussion topics include Fi, Fire, and Struggling. Common discussion themes are Money Talk and Advice Requests. Product recommendations often mention books, financial advisor, and investment app.
Community Features
This community has a forum
Subreddit Analysis
via GummySearchMember growth over time
All time (yearly)
- 2013: 13K members
- 2014: 29K members
- 2015: 57K members
- 2016: 62K members
- 2017: 155K members
- 2018: 157K members
- 2019: 194K members
- 2020: 147K members
- 2021: 179K members
- 2023: 1.2M members
- 2024: 131K members
- 2025: 103K members
- 2026: 61K members
Past year (monthly)
- Oct: 5K members
- Nov: 9K members
- Dec: 9K members
- Jan: 10K members
- Feb: 7K members
- Mar: 7K members
- Apr: 7K members
- May: 9K members
- Jun: 8K members
- Jul: 7K members
- Aug: 6K members
- Sep: 597 members
Themes
- Money Talk9 posts in the past month
- The Psychology of Walking Away from a High Paying Job
- Over saving for retirement
- line of credit for liquidity or sell stock?
#19Money TalkThe Psychology of Walking Away from a High Paying Job · Over saving for retirement · line of credit for liquidity or sell stock? - Advice Requests6 posts in the past month
- The final runway. How did you test your ideal FIRE life while still working?
- Advice on Bridge Funds
- Divorce. Any blind spots?
#26Advice RequestsThe final runway. How did you test your ideal FIRE life while still working? · Advice on Bridge Funds · Divorce. Any blind spots? - Self-Promotion5 posts in the past month
- [My Journey to FIRE] 28M in Canada - from $73K at 23 to now $333K at 28!
- Weekly Self-Promotion Thread - Wednesday, July 29, 2026
- Weekly Self-Promotion Thread - Wednesday, August 26, 2026
#35Self-Promotion[My Journey to FIRE] 28M in Canada - from $73K at 23 to now $333K at 28! · Weekly Self-Promotion Thread - Wednesday, July 29, 2026 · Weekly Self-Promotion Thread - Wednesday, August 26, 2026 - Solution Requests2 posts in the past month
- Financial Planner recommendations?
- How to start FI with little monies
#42Solution RequestsFinancial Planner recommendations? · How to start FI with little monies - Pain & Anger1 post in the past month
- Having a hard time leaving a $600 mortgage to build a home on dream homestead
#51Pain & AngerHaving a hard time leaving a $600 mortgage to build a home on dream homestead
Topics
- Fi40 posts in the past month
- 6 years Post-FIRE. Annual check-in with graph and updated thoughts [M 44: Net worth 4.7M → 5.7M]
- Daily FI discussion thread - Wednesday, August 19, 2026
- Daily FI discussion thread - Thursday, August 20, 2026
#140Fi6 years Post-FIRE. Annual check-in with graph and updated thoughts [M 44: Net worth 4.7M → 5.7M] · Daily FI discussion thread - Wednesday, August 19, 2026 · Daily FI discussion thread - Thursday, August 20, 2026 - Fire39 posts in the past month
- Used my FU money to quit the same day in tech and FIRE
- Cancer and FIRE
- 6 years Post-FIRE. Annual check-in with graph and updated thoughts [M 44: Net worth 4.7M → 5.7M]
#239FireUsed my FU money to quit the same day in tech and FIRE · Cancer and FIRE · 6 years Post-FIRE. Annual check-in with graph and updated thoughts [M 44: Net worth 4.7M → 5.7M] - Struggling36 posts in the past month#336Struggling
- Looking For21 posts in the past month#421Looking For
- Daily18 posts in the past month
- Daily FI discussion thread - Wednesday, August 19, 2026
- Daily FI discussion thread - Thursday, August 20, 2026
- Daily FI discussion thread - Friday, August 14, 2026
#518DailyDaily FI discussion thread - Wednesday, August 19, 2026 · Daily FI discussion thread - Thursday, August 20, 2026 · Daily FI discussion thread - Friday, August 14, 2026
Product recommendations
- books6 posts in the past month
- Can you guys recommend me the greatest standard works for stocks and stock markets for total beginners?
- What books do you recommend for becoming wealth?
- What advice or books on finance and investing would you recommend?
#16booksCan you guys recommend me the greatest standard works for stocks and stock markets for total beginners? · What books do you recommend for becoming wealth? · What advice or books on finance and investing would you recommend? - financial advisor3 posts in the past month
- Post-windfall, advisor recommended separate brokerage accounts. Reasonable?
- Is a financial advisor recommended? Where to start?
- 2 physician couple - would you recommend a financial advisor?
#23financial advisorPost-windfall, advisor recommended separate brokerage accounts. Reasonable? · Is a financial advisor recommended? Where to start? · 2 physician couple - would you recommend a financial advisor? - investment app3 posts in the past month
- Best most accessible app that could help in managing self finance?
- Best alternative to Mint App
- Do You Use Any Money Management App? Please Recommend One
#33investment appBest most accessible app that could help in managing self finance? · Best alternative to Mint App · Do You Use Any Money Management App? Please Recommend One - credit card3 posts in the past month
- Best Credit Card 0% APR / No Fees
- What credit card(s) would you recommend for someone just out of college?
- Credit Card Recs - Advice for a 22 year old
#43credit cardBest Credit Card 0% APR / No Fees · What credit card(s) would you recommend for someone just out of college? · Credit Card Recs - Advice for a 22 year old
Frequently asked questions
- Who is r/financialindependence for?
- Best for Personal finance seekers and FIRE chasers enthusiasts looking for a Reddit-based community with forum discussion.
- Is r/financialindependence free to join?
- This listing is not marked as paid-only. Access rules and any fees are decided by the community.
- How many members does r/financialindependence have?
- Roughly 2.5M members, based on figures reported by the community or its host. Member counts are approximate and change over time.
- What platform is r/financialindependence on?
- r/financialindependence runs on Reddit. Reddit communities (or "subreddits") are forum-based groups on the popular social news aggregation, web content rating, and discussion website Reddit. Reddit is commonly known as "the front page of the internet". Users submit content to the site such as links, text posts, and images, which are then voted up or down and discussed by other members. From investing Reddit communities, to professional ones, to ones just for laughs, you're likely to find a community for you on Reddit.
- What topics does r/financialindependence cover?
- On the Hive Index, r/financialindependence is organized under Personal finance seekers and FIRE chasers.
- How do I join r/financialindependence?
- You can join r/financialindependence by clicking this link, or pressing the "Go to community" button above.
- What are the Financial Independence communities like?
- Communities for people working toward financial independence, personal finance mastery, or early retirement. Whether you are just starting to budget, tracking progress toward FIRE, or optimizing investments and side income, you will find Reddit communities, Discord groups for stock signals and reselling, and accountability-based spaces for people at every stage of the personal finance journey.
Added 10/15/2021
Monthly Stats
- 11
- Views /mo (+38%)
- 11
- Visitors /mo (+120%)
- 0
- Referrals /mo (-100%)
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