About r/financialindependence
This is a place for people who are or want to become Financially Independent (FI), which means not having to work for money. Financial Independence is closely related to the concept of Early Retirement/Retiring Early (RE) - quitting your job/career and pursuing other activities with your time. At its core, FI/RE is about maximizing your savings rate (through less spending and/or higher income) to achieve FI and have the freedom to RE as fast as possible.
The community at a glance
r/financialindependence is a Subreddit for Personal finance seekers and FIRE chasers with roughly 2.4M members. It has been around since 2011. It uses a forum format for communication. It is the 2nd largest community in the Financial Independence topic page.
Roughly 94K members have joined in the past year. Popular discussion topics include Fi, Fire, and Struggling. Common discussion themes are Money Talk and Advice Requests. Product recommendations often mention books, financial advisor, and investment app.
Community Features
This community has a forum
Subreddit Analysis
via GummySearchMember growth over time
All time (yearly)
- 2013: 13K members
- 2014: 29K members
- 2015: 57K members
- 2016: 62K members
- 2017: 155K members
- 2018: 157K members
- 2019: 194K members
- 2020: 147K members
- 2021: 179K members
- 2023: 1.2M members
- 2024: 131K members
- 2025: 103K members
- 2026: 43K members
Past year (monthly)
- Jul: 10K members
- Aug: 10K members
- Sep: 5K members
- Oct: 5K members
- Nov: 9K members
- Dec: 9K members
- Jan: 10K members
- Feb: 7K members
- Mar: 7K members
- Apr: 7K members
- May: 9K members
- Jun: 4K members
Themes
- Money Talk27 posts in the past month
- [8 year update] 38/m/single. $2.3 million. Submitted my resignation letter today. Thank you guys for the encouragement all these years.
- Finally hit 1m In Investments & Cash
- [Trophy Earned] Finally hit $1M net worth
#127Money Talk[8 year update] 38/m/single. $2.3 million. Submitted my resignation letter today. Thank you guys for the encouragement all these years. · Finally hit 1m In Investments & Cash · [Trophy Earned] Finally hit $1M net worth - Advice Requests10 posts in the past month
- Is it a bad idea to take a 2 year sabbatical for burnout?
- When to stop traditional 401k contributions (with RMDs in mind), and start building the taxable brokerage "bridge" money to get to age 59.5?
- Financial checklist for expecting and new parents. Things most people miss
#210Advice RequestsIs it a bad idea to take a 2 year sabbatical for burnout? · When to stop traditional 401k contributions (with RMDs in mind), and start building the taxable brokerage "bridge" money to get to age 59.5? · Financial checklist for expecting and new parents. Things most people miss - Self-Promotion3 posts in the past month
- Just Joined the Two Comma Club
- Weekly Self-Promotion Thread - Wednesday, April 01, 2026
- Weekly Self-Promotion Thread - Wednesday, May 27, 2026
#33Self-PromotionJust Joined the Two Comma Club · Weekly Self-Promotion Thread - Wednesday, April 01, 2026 · Weekly Self-Promotion Thread - Wednesday, May 27, 2026 - Pain & Anger2 posts in the past month
- I can't stand my dad's financial attitude
- Appreciating healthcare costs in early retirement
#42Pain & AngerI can't stand my dad's financial attitude · Appreciating healthcare costs in early retirement - Solution Requests2 posts in the past month
- Rent or Paid off Home in HCOL when you have no kids and are older?
- Any San Diego / Southern California FI/RE savvy fiduciary recommendations?
#52Solution RequestsRent or Paid off Home in HCOL when you have no kids and are older? · Any San Diego / Southern California FI/RE savvy fiduciary recommendations?
Topics
- Fi82 posts in the past month
- I turned the 2025 FI survey results into an interactive dashboard
- One accountant's journey to FIRE: 1.5m liquid at 34 (1.8m total)
- I finally hit -30k € net worth at 35, 2 year update
#182FiI turned the 2025 FI survey results into an interactive dashboard · One accountant's journey to FIRE: 1.5m liquid at 34 (1.8m total) · I finally hit -30k € net worth at 35, 2 year update - Fire61 posts in the past month
- 38F SINK Post-FIRE 4yr Update
- I FIRE'd myself this week
- Just technically hit my lean fire number
#261Fire38F SINK Post-FIRE 4yr Update · I FIRE'd myself this week · Just technically hit my lean fire number - Struggling36 posts in the past month
- Financially independent but not sure what's next
#336StrugglingFinancially independent but not sure what's next - Discussion24 posts in the past month
- Daily FI discussion thread - Thursday, April 09, 2026
- Daily FI discussion thread - Friday, March 27, 2026
- Daily FI discussion thread - Wednesday, May 20, 2026
#424DiscussionDaily FI discussion thread - Thursday, April 09, 2026 · Daily FI discussion thread - Friday, March 27, 2026 · Daily FI discussion thread - Wednesday, May 20, 2026 - Daily Fi Discussion22 posts in the past month
- Daily FI discussion thread - Friday, April 10, 2026
- Daily FI discussion thread - Tuesday, March 17, 2026
- Daily FI discussion thread - Wednesday, April 01, 2026
#522Daily Fi DiscussionDaily FI discussion thread - Friday, April 10, 2026 · Daily FI discussion thread - Tuesday, March 17, 2026 · Daily FI discussion thread - Wednesday, April 01, 2026
Flair
- Moderator Meta1 post in the past month
- New Rule 0 for /r/financialindependence - Karma posting requirement. The war against bots continues.
#11Moderator MetaNew Rule 0 for /r/financialindependence - Karma posting requirement. The war against bots continues.
Product recommendations
- books6 posts in the past month
- Can you guys recommend me the greatest standard works for stocks and stock markets for total beginners?
- What books do you recommend for becoming wealth?
- What advice or books on finance and investing would you recommend?
#16booksCan you guys recommend me the greatest standard works for stocks and stock markets for total beginners? · What books do you recommend for becoming wealth? · What advice or books on finance and investing would you recommend? - financial advisor3 posts in the past month
- Post-windfall, advisor recommended separate brokerage accounts. Reasonable?
- Is a financial advisor recommended? Where to start?
- 2 physician couple - would you recommend a financial advisor?
#23financial advisorPost-windfall, advisor recommended separate brokerage accounts. Reasonable? · Is a financial advisor recommended? Where to start? · 2 physician couple - would you recommend a financial advisor? - investment app3 posts in the past month
- Best most accessible app that could help in managing self finance?
- Best alternative to Mint App
- Do You Use Any Money Management App? Please Recommend One
#33investment appBest most accessible app that could help in managing self finance? · Best alternative to Mint App · Do You Use Any Money Management App? Please Recommend One - credit card3 posts in the past month
- Best Credit Card 0% APR / No Fees
- What credit card(s) would you recommend for someone just out of college?
- Credit Card Recs - Advice for a 22 year old
#43credit cardBest Credit Card 0% APR / No Fees · What credit card(s) would you recommend for someone just out of college? · Credit Card Recs - Advice for a 22 year old
Frequently asked questions
- Who is r/financialindependence for?
- Best for Personal finance seekers and FIRE chasers enthusiasts looking for a Reddit-based community with forum discussion.
- Is r/financialindependence free to join?
- This listing is not marked as paid-only. Access rules and any fees are decided by the community.
- How many members does r/financialindependence have?
- Roughly 2.4M members, based on figures reported by the community or its host. Member counts are approximate and change over time.
- What platform is r/financialindependence on?
- r/financialindependence runs on Reddit. Reddit communities (or "subreddits") are forum-based groups on the popular social news aggregation, web content rating, and discussion website Reddit. Reddit is commonly known as "the front page of the internet". Users submit content to the site such as links, text posts, and images, which are then voted up or down and discussed by other members. From investing Reddit communities, to professional ones, to ones just for laughs, you're likely to find a community for you on Reddit.
- What topics does r/financialindependence cover?
- On the Hive Index, r/financialindependence is organized under Personal finance seekers and FIRE chasers.
- How do I join r/financialindependence?
- You can join r/financialindependence by clicking this link, or pressing the "Go to community" button above.
- What are the Financial Independence communities like?
- Communities for people working toward financial independence, personal finance mastery, or early retirement. Whether you are just starting to budget, tracking progress toward FIRE, or optimizing investments and side income, you will find Reddit communities, Discord groups for stock signals and reselling, and accountability-based spaces for people at every stage of the personal finance journey.
Added 10/15/2021
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