About r/financialindependence
This is a place for people who are or want to become Financially Independent (FI), which means not having to work for money. Financial Independence is closely related to the concept of Early Retirement/Retiring Early (RE) - quitting your job/career and pursuing other activities with your time. At its core, FI/RE is about maximizing your savings rate (through less spending and/or higher income) to achieve FI and have the freedom to RE as fast as possible.
The community at a glance
r/financialindependence is a Subreddit for Personal finance seekers and FIRE chasers with roughly 2.4M members. It has been around since 2011. It uses a forum format for communication. It is the 2nd largest community in the Financial Independence topic page.
Roughly 94K members have joined in the past year. Popular discussion topics include Fire, Fi, and Struggling. Common discussion themes are Money Talk and Pain & Anger. Product recommendations often mention books, financial advisor, and investment app.
Community Features
This community has a forum
Subreddit Analysis
via GummySearchMember growth over time
All time (yearly)
- 2013: 13K members
- 2014: 29K members
- 2015: 57K members
- 2016: 62K members
- 2017: 155K members
- 2018: 157K members
- 2019: 194K members
- 2020: 147K members
- 2021: 179K members
- 2023: 1.2M members
- 2024: 131K members
- 2025: 103K members
- 2026: 48K members
Past year (monthly)
- Aug: 10K members
- Sep: 5K members
- Oct: 5K members
- Nov: 9K members
- Dec: 9K members
- Jan: 10K members
- Feb: 7K members
- Mar: 7K members
- Apr: 7K members
- May: 9K members
- Jun: 8K members
- Jul: 881 members
Themes
- Money Talk13 posts in the past month
- [8 year update] 38/m/single. $2.3 million. Submitted my resignation letter today. Thank you guys for the encouragement all these years.
- Unpopular opinion: most budgeting apps are waste of money when a spreadsheet does the same
- Finally hit 1m In Investments & Cash
#113Money Talk[8 year update] 38/m/single. $2.3 million. Submitted my resignation letter today. Thank you guys for the encouragement all these years. · Unpopular opinion: most budgeting apps are waste of money when a spreadsheet does the same · Finally hit 1m In Investments & Cash - Pain & Anger3 posts in the past month
- rental property is stressing me out more than my day job
- I can't stand my dad's financial attitude
- Hate being an RN. Pay off mortgage and live a different life? Or continue with current path?
#23Pain & Angerrental property is stressing me out more than my day job · I can't stand my dad's financial attitude · Hate being an RN. Pay off mortgage and live a different life? Or continue with current path? - Advice Requests2 posts in the past month
- Financial checklist for expecting and new parents. Things most people miss
- 52 years old, sharing current status and seeking advice
#32Advice RequestsFinancial checklist for expecting and new parents. Things most people miss · 52 years old, sharing current status and seeking advice - Solution Requests2 posts in the past month
- Inherited $2M trying to figure out what to do next
- Rent or Paid off Home in HCOL when you have no kids and are older?
#42Solution RequestsInherited $2M trying to figure out what to do next · Rent or Paid off Home in HCOL when you have no kids and are older? - Self-Promotion1 post in the past month
- Weekly Self-Promotion Thread - Wednesday, April 01, 2026
#51Self-PromotionWeekly Self-Promotion Thread - Wednesday, April 01, 2026
Topics
- Fire50 posts in the past month
- 38F SINK Post-FIRE 4yr Update
- I FIRE'd myself this week
- Just technically hit my lean fire number
#150Fire38F SINK Post-FIRE 4yr Update · I FIRE'd myself this week · Just technically hit my lean fire number - Fi42 posts in the past month
- I turned the 2025 FI survey results into an interactive dashboard
- One accountant's journey to FIRE: 1.5m liquid at 34 (1.8m total)
- Daily FI discussion thread - Wednesday, June 10, 2026
#242FiI turned the 2025 FI survey results into an interactive dashboard · One accountant's journey to FIRE: 1.5m liquid at 34 (1.8m total) · Daily FI discussion thread - Wednesday, June 10, 2026 - Struggling36 posts in the past month
- Financially independent but not sure what's next
#336StrugglingFinancially independent but not sure what's next - Looking For21 posts in the past month#421Looking For
- Retirement17 posts in the past month
- Some early retirement advice from 2006
- Part time job ideas in retirement
#517RetirementSome early retirement advice from 2006 · Part time job ideas in retirement
Flair
- Moderator Meta1 post in the past month
- New Rule 0 for /r/financialindependence - Karma posting requirement. The war against bots continues.
#11Moderator MetaNew Rule 0 for /r/financialindependence - Karma posting requirement. The war against bots continues.
Product recommendations
- books6 posts in the past month
- Can you guys recommend me the greatest standard works for stocks and stock markets for total beginners?
- What books do you recommend for becoming wealth?
- What advice or books on finance and investing would you recommend?
#16booksCan you guys recommend me the greatest standard works for stocks and stock markets for total beginners? · What books do you recommend for becoming wealth? · What advice or books on finance and investing would you recommend? - financial advisor3 posts in the past month
- Post-windfall, advisor recommended separate brokerage accounts. Reasonable?
- Is a financial advisor recommended? Where to start?
- 2 physician couple - would you recommend a financial advisor?
#23financial advisorPost-windfall, advisor recommended separate brokerage accounts. Reasonable? · Is a financial advisor recommended? Where to start? · 2 physician couple - would you recommend a financial advisor? - investment app3 posts in the past month
- Best most accessible app that could help in managing self finance?
- Best alternative to Mint App
- Do You Use Any Money Management App? Please Recommend One
#33investment appBest most accessible app that could help in managing self finance? · Best alternative to Mint App · Do You Use Any Money Management App? Please Recommend One - credit card3 posts in the past month
- Best Credit Card 0% APR / No Fees
- What credit card(s) would you recommend for someone just out of college?
- Credit Card Recs - Advice for a 22 year old
#43credit cardBest Credit Card 0% APR / No Fees · What credit card(s) would you recommend for someone just out of college? · Credit Card Recs - Advice for a 22 year old
Frequently asked questions
- Who is r/financialindependence for?
- Best for Personal finance seekers and FIRE chasers enthusiasts looking for a Reddit-based community with forum discussion.
- Is r/financialindependence free to join?
- This listing is not marked as paid-only. Access rules and any fees are decided by the community.
- How many members does r/financialindependence have?
- Roughly 2.4M members, based on figures reported by the community or its host. Member counts are approximate and change over time.
- What platform is r/financialindependence on?
- r/financialindependence runs on Reddit. Reddit communities (or "subreddits") are forum-based groups on the popular social news aggregation, web content rating, and discussion website Reddit. Reddit is commonly known as "the front page of the internet". Users submit content to the site such as links, text posts, and images, which are then voted up or down and discussed by other members. From investing Reddit communities, to professional ones, to ones just for laughs, you're likely to find a community for you on Reddit.
- What topics does r/financialindependence cover?
- On the Hive Index, r/financialindependence is organized under Personal finance seekers and FIRE chasers.
- How do I join r/financialindependence?
- You can join r/financialindependence by clicking this link, or pressing the "Go to community" button above.
- What are the Financial Independence communities like?
- Communities for people working toward financial independence, personal finance mastery, or early retirement. Whether you are just starting to budget, tracking progress toward FIRE, or optimizing investments and side income, you will find Reddit communities, Discord groups for stock signals and reselling, and accountability-based spaces for people at every stage of the personal finance journey.
Added 10/15/2021
Monthly Stats
- 3
- Views
- 2
- Visitors
- 0
- Referrals
Similar Communities
12Your Money and Your Life
Your Money and Your Life is NPR's online community for anyone who wants to start saving, save more, or make better informed investment decisions. To be clear, NPR is not offering individual tax or financial “advice.” For that you should always seek the assistance of professionals. Nor are we endorsing any particular investment, investment strategy, fund, broker or adviser. We’re pulling together key principles from acknowledged experts that you may want to consider while making financial decisions. And please no solicitations within this site. Basically, if you’re trying to sell people advice or financial products of any kind – this is not the group for you! Much of the content on this site is posted by group members not affiliated with NPR.
YNAB Support Forum
Welcome to our community! Browse the forums, share a tip, give your feedback, ask a question, and search to find answers.
Personal Finance and Investing
Welcome everyone! This is a place for helping each other all save more money, make more money, and invest that money wisely . Ask questions, offer tips and advice, tell bad jokes, support each other.
r/personalfinance
Learn about budgeting, saving, getting out of debt, credit, investing, and retirement planning. Join our community, read the PF Wiki, and get on top of your finances!
Finbook
Become better at your finances by interacting with the community members. It's the Social Network for Finance
Digital CEOs
Digital CEO's An educational platform teaching you modern day online hustles so you can break out of the 9-5 grind. You won’t find any outdated degrees or meaningless trophies here. We provide you with real business skills for the digital age: Running Simple Ads, Leasing out digital properties, helping small business owners generate leads and keep their dreams alive.