About r/financialindependence
This is a place for people who are or want to become Financially Independent (FI), which means not having to work for money. Financial Independence is closely related to the concept of Early Retirement/Retiring Early (RE) - quitting your job/career and pursuing other activities with your time. At its core, FI/RE is about maximizing your savings rate (through less spending and/or higher income) to achieve FI and have the freedom to RE as fast as possible.
The community at a glance
r/financialindependence is a Subreddit for Personal finance seekers and FIRE chasers with roughly 2.5M members. It has been around since 2011. It uses a forum format for communication. It is the 2nd largest community in the Financial Independence topic page.
Roughly 90K members have joined in the past year. Popular discussion topics include Fire, Struggling, and Looking For. Common discussion themes are Advice Requests and Self-Promotion. Product recommendations often mention books, financial advisor, and investment app.
Community Features
This community has a forum
Subreddit Analysis
via GummySearchMember growth over time
All time (yearly)
- 2013: 13K members
- 2014: 29K members
- 2015: 57K members
- 2016: 62K members
- 2017: 155K members
- 2018: 157K members
- 2019: 194K members
- 2020: 147K members
- 2021: 179K members
- 2023: 1.2M members
- 2024: 131K members
- 2025: 103K members
- 2026: 57K members
Past year (monthly)
- Sep: 5K members
- Oct: 5K members
- Nov: 9K members
- Dec: 9K members
- Jan: 10K members
- Feb: 7K members
- Mar: 7K members
- Apr: 7K members
- May: 9K members
- Jun: 8K members
- Jul: 7K members
- Aug: 3K members
Themes
- Advice Requests4 posts in the past month
- Inherited $2M trying to figure out what to do next
- The final runway. How did you test your ideal FIRE life while still working?
- Advice on Bridge Funds
#14Advice RequestsInherited $2M trying to figure out what to do next · The final runway. How did you test your ideal FIRE life while still working? · Advice on Bridge Funds - Self-Promotion4 posts in the past month
- [My Journey to FIRE] 28M in Canada - from $73K at 23 to now $333K at 28!
- Weekly Self-Promotion Thread - Wednesday, July 29, 2026
- Weekly Self-Promotion Thread - Wednesday, August 05, 2026
#24Self-Promotion[My Journey to FIRE] 28M in Canada - from $73K at 23 to now $333K at 28! · Weekly Self-Promotion Thread - Wednesday, July 29, 2026 · Weekly Self-Promotion Thread - Wednesday, August 05, 2026 - Money Talk3 posts in the past month
- The Psychology of Walking Away from a High Paying Job
- Over saving for retirement
- What do you even do if you are almost at FI but kinda should get a job?
#33Money TalkThe Psychology of Walking Away from a High Paying Job · Over saving for retirement · What do you even do if you are almost at FI but kinda should get a job? - Pain & Anger2 posts in the past month
- rental property is stressing me out more than my day job
- Hate being an RN. Pay off mortgage and live a different life? Or continue with current path?
#42Pain & Angerrental property is stressing me out more than my day job · Hate being an RN. Pay off mortgage and live a different life? Or continue with current path? - News1 post in the past month
- 2027 ACA Rate Review open, updated KFF analysis on how much and why ACA market premiums are increasing next year (15% now, up from 14% estimate last month)
#51News2027 ACA Rate Review open, updated KFF analysis on how much and why ACA market premiums are increasing next year (15% now, up from 14% estimate last month)
Topics
- Fire37 posts in the past month
- Used my FU money to quit the same day in tech and FIRE
- Cancer and FIRE
#137FireUsed my FU money to quit the same day in tech and FIRE · Cancer and FIRE - Struggling34 posts in the past month#234Struggling
- Looking For21 posts in the past month#321Looking For
- Fi21 posts in the past month
- Daily FI discussion thread - Thursday, July 30, 2026
- Daily FI discussion thread - Tuesday, August 11, 2026
- Daily FI discussion thread - Monday, August 10, 2026
#421FiDaily FI discussion thread - Thursday, July 30, 2026 · Daily FI discussion thread - Tuesday, August 11, 2026 · Daily FI discussion thread - Monday, August 10, 2026 - Job10 posts in the past month
- The Psychology of Walking Away from a High Paying Job
- What do you even do if you are almost at FI but kinda should get a job?
#510JobThe Psychology of Walking Away from a High Paying Job · What do you even do if you are almost at FI but kinda should get a job?
Product recommendations
- books6 posts in the past month
- Can you guys recommend me the greatest standard works for stocks and stock markets for total beginners?
- What books do you recommend for becoming wealth?
- What advice or books on finance and investing would you recommend?
#16booksCan you guys recommend me the greatest standard works for stocks and stock markets for total beginners? · What books do you recommend for becoming wealth? · What advice or books on finance and investing would you recommend? - financial advisor3 posts in the past month
- Post-windfall, advisor recommended separate brokerage accounts. Reasonable?
- Is a financial advisor recommended? Where to start?
- 2 physician couple - would you recommend a financial advisor?
#23financial advisorPost-windfall, advisor recommended separate brokerage accounts. Reasonable? · Is a financial advisor recommended? Where to start? · 2 physician couple - would you recommend a financial advisor? - investment app3 posts in the past month
- Best most accessible app that could help in managing self finance?
- Best alternative to Mint App
- Do You Use Any Money Management App? Please Recommend One
#33investment appBest most accessible app that could help in managing self finance? · Best alternative to Mint App · Do You Use Any Money Management App? Please Recommend One - credit card3 posts in the past month
- Best Credit Card 0% APR / No Fees
- What credit card(s) would you recommend for someone just out of college?
- Credit Card Recs - Advice for a 22 year old
#43credit cardBest Credit Card 0% APR / No Fees · What credit card(s) would you recommend for someone just out of college? · Credit Card Recs - Advice for a 22 year old
Frequently asked questions
- Who is r/financialindependence for?
- Best for Personal finance seekers and FIRE chasers enthusiasts looking for a Reddit-based community with forum discussion.
- Is r/financialindependence free to join?
- This listing is not marked as paid-only. Access rules and any fees are decided by the community.
- How many members does r/financialindependence have?
- Roughly 2.5M members, based on figures reported by the community or its host. Member counts are approximate and change over time.
- What platform is r/financialindependence on?
- r/financialindependence runs on Reddit. Reddit communities (or "subreddits") are forum-based groups on the popular social news aggregation, web content rating, and discussion website Reddit. Reddit is commonly known as "the front page of the internet". Users submit content to the site such as links, text posts, and images, which are then voted up or down and discussed by other members. From investing Reddit communities, to professional ones, to ones just for laughs, you're likely to find a community for you on Reddit.
- What topics does r/financialindependence cover?
- On the Hive Index, r/financialindependence is organized under Personal finance seekers and FIRE chasers.
- How do I join r/financialindependence?
- You can join r/financialindependence by clicking this link, or pressing the "Go to community" button above.
- What are the Financial Independence communities like?
- Communities for people working toward financial independence, personal finance mastery, or early retirement. Whether you are just starting to budget, tracking progress toward FIRE, or optimizing investments and side income, you will find Reddit communities, Discord groups for stock signals and reselling, and accountability-based spaces for people at every stage of the personal finance journey.
Added 10/15/2021
Monthly Stats
- 9
- Views /mo (+50%)
- 7
- Visitors /mo (+75%)
- 0
- Referrals /mo (-100%)
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