About r/financialindependence
This is a place for people who are or want to become Financially Independent (FI), which means not having to work for money. Financial Independence is closely related to the concept of Early Retirement/Retiring Early (RE) - quitting your job/career and pursuing other activities with your time. At its core, FI/RE is about maximizing your savings rate (through less spending and/or higher income) to achieve FI and have the freedom to RE as fast as possible.
The community at a glance
r/financialindependence is a Subreddit for Personal finance seekers and FIRE chasers with roughly 2.5M members. It has been around since 2011. It uses a forum format for communication. It is the 2nd largest community in the Financial Independence topic page.
Roughly 87K members have joined in the past year. Popular discussion topics include Struggling, Fi, and Daily. Common discussion themes are Advice Requests and Self-Promotion. Product recommendations often mention books, financial advisor, and investment app.
Community Features
This community has a forum
Subreddit Analysis
via GummySearchMember growth over time
All time (yearly)
- 2013: 13K members
- 2014: 29K members
- 2015: 57K members
- 2016: 62K members
- 2017: 155K members
- 2018: 157K members
- 2019: 194K members
- 2020: 147K members
- 2021: 179K members
- 2023: 1.2M members
- 2024: 131K members
- 2025: 103K members
- 2026: 63K members
Past year (monthly)
- Oct: 5K members
- Nov: 9K members
- Dec: 9K members
- Jan: 10K members
- Feb: 7K members
- Mar: 7K members
- Apr: 7K members
- May: 9K members
- Jun: 8K members
- Jul: 7K members
- Aug: 6K members
- Sep: 3K members
Themes
- Advice Requests6 posts in the past month
- Share your experience with extreme downsizing
- My story...Ten years on
- The final runway. How did you test your ideal FIRE life while still working?
#16Advice RequestsShare your experience with extreme downsizing · My story...Ten years on · The final runway. How did you test your ideal FIRE life while still working? - Self-Promotion3 posts in the past month
- Weekly Self-Promotion Thread - Wednesday, August 26, 2026
- Weekly Self-Promotion Thread - Wednesday, September 02, 2026
- Weekly Self-Promotion Thread - Wednesday, September 09, 2026
#23Self-PromotionWeekly Self-Promotion Thread - Wednesday, August 26, 2026 · Weekly Self-Promotion Thread - Wednesday, September 02, 2026 · Weekly Self-Promotion Thread - Wednesday, September 09, 2026 - Solution Requests2 posts in the past month
- Umbrella Insurance
- Financial Planner recommendations?
#32Solution RequestsUmbrella Insurance · Financial Planner recommendations? - Pain & Anger2 posts in the past month
- Said NO to the boss
- rant: downplaying your upbringing
#42Pain & AngerSaid NO to the boss · rant: downplaying your upbringing - Money Talk2 posts in the past month
- Still working - does it make sense to sell taxable brokerage if needed to continue to max retirement accounts?
- line of credit for liquidity or sell stock?
#52Money TalkStill working - does it make sense to sell taxable brokerage if needed to continue to max retirement accounts? · line of credit for liquidity or sell stock?
Topics
- Struggling33 posts in the past month#133Struggling
- Fi32 posts in the past month
- Daily FI discussion thread - Wednesday, August 19, 2026
- Daily FI discussion thread - Thursday, August 20, 2026
- Daily FI discussion thread - Friday, August 14, 2026
#232FiDaily FI discussion thread - Wednesday, August 19, 2026 · Daily FI discussion thread - Thursday, August 20, 2026 · Daily FI discussion thread - Friday, August 14, 2026 - Daily18 posts in the past month
- Daily FI discussion thread - Wednesday, August 19, 2026
- Daily FI discussion thread - Thursday, August 20, 2026
- Daily FI discussion thread - Friday, August 14, 2026
#318DailyDaily FI discussion thread - Wednesday, August 19, 2026 · Daily FI discussion thread - Thursday, August 20, 2026 · Daily FI discussion thread - Friday, August 14, 2026 - Fire11 posts in the past month#411Fire
- Daily Fi10 posts in the past month
- Daily FI discussion thread - Monday, September 14, 2026
- Daily FI discussion thread - Sunday, August 30, 2026
- Daily FI discussion thread - Wednesday, September 02, 2026
#510Daily FiDaily FI discussion thread - Monday, September 14, 2026 · Daily FI discussion thread - Sunday, August 30, 2026 · Daily FI discussion thread - Wednesday, September 02, 2026
Product recommendations
- books6 posts in the past month
- Can you guys recommend me the greatest standard works for stocks and stock markets for total beginners?
- What books do you recommend for becoming wealth?
- What advice or books on finance and investing would you recommend?
#16booksCan you guys recommend me the greatest standard works for stocks and stock markets for total beginners? · What books do you recommend for becoming wealth? · What advice or books on finance and investing would you recommend? - financial advisor3 posts in the past month
- Post-windfall, advisor recommended separate brokerage accounts. Reasonable?
- Is a financial advisor recommended? Where to start?
- 2 physician couple - would you recommend a financial advisor?
#23financial advisorPost-windfall, advisor recommended separate brokerage accounts. Reasonable? · Is a financial advisor recommended? Where to start? · 2 physician couple - would you recommend a financial advisor? - investment app3 posts in the past month
- Best most accessible app that could help in managing self finance?
- Best alternative to Mint App
- Do You Use Any Money Management App? Please Recommend One
#33investment appBest most accessible app that could help in managing self finance? · Best alternative to Mint App · Do You Use Any Money Management App? Please Recommend One - credit card3 posts in the past month
- Best Credit Card 0% APR / No Fees
- What credit card(s) would you recommend for someone just out of college?
- Credit Card Recs - Advice for a 22 year old
#43credit cardBest Credit Card 0% APR / No Fees · What credit card(s) would you recommend for someone just out of college? · Credit Card Recs - Advice for a 22 year old
Frequently asked questions
- Who is r/financialindependence for?
- Best for Personal finance seekers and FIRE chasers enthusiasts looking for a Reddit-based community with forum discussion.
- Is r/financialindependence free to join?
- This listing is not marked as paid-only. Access rules and any fees are decided by the community.
- How many members does r/financialindependence have?
- Roughly 2.5M members, based on figures reported by the community or its host. Member counts are approximate and change over time.
- What platform is r/financialindependence on?
- r/financialindependence runs on Reddit. Reddit communities (or "subreddits") are forum-based groups on the popular social news aggregation, web content rating, and discussion website Reddit. Reddit is commonly known as "the front page of the internet". Users submit content to the site such as links, text posts, and images, which are then voted up or down and discussed by other members. From investing Reddit communities, to professional ones, to ones just for laughs, you're likely to find a community for you on Reddit.
- What topics does r/financialindependence cover?
- On the Hive Index, r/financialindependence is organized under Personal finance seekers and FIRE chasers.
- How do I join r/financialindependence?
- You can join r/financialindependence by clicking this link, or pressing the "Go to community" button above.
- What are the Financial Independence communities like?
- Communities for people working toward financial independence, personal finance mastery, or early retirement. Whether you are just starting to budget, tracking progress toward FIRE, or optimizing investments and side income, you will find Reddit communities, Discord groups for stock signals and reselling, and accountability-based spaces for people at every stage of the personal finance journey.
Added 10/15/2021
Monthly Stats
- 23
- Views /mo (+109%)
- 21
- Visitors /mo (+91%)
- 1
- Referrals /mo
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