About r/CreditCards
A subreddit for discussing credit cards. Be sure to read sub rules before posting, use the resources linked in the sidebar / about section of the sub, and use search to see if your question has already been answered.
The community at a glance
r/CreditCards is a Subreddit for Points Chasers with roughly 1.6M members. It has been around since 2012. It uses a forum format for communication. On the Hive Index it ranks #7 in the Credit Cards communities list.
Roughly 88K members have joined in the past year. Popular discussion topics include Credit Card, Worst, and Struggling. Common discussion themes are Advice Requests and Money Talk. Product recommendations often mention credit card.
Community Topics
Community Features
This community has a forum
Subreddit Analysis
via GummySearchMember growth over time
All time (yearly)
- 2013: 14 members
- 2014: 166 members
- 2015: 631 members
- 2016: 1K members
- 2017: 2K members
- 2018: 6K members
- 2019: 25K members
- 2020: 107K members
- 2021: 449K members
- 2023: 724K members
- 2024: 109K members
- 2025: 66K members
- 2026: 73K members
Past year (monthly)
- Dec: 10K members
- Jan: 16K members
- Feb: 7K members
- Mar: 8K members
- Apr: 8K members
- May: 7K members
- Jun: 6K members
- Jul: 5K members
- Aug: 6K members
- Sep: 5K members
- Oct: 4K members
- Nov: 1K members
Themes
- Advice Requests19 posts in the past month
- I think it might have been a mistake closing a card and need advice.
- Lot of US travel coming up… how to optimize upgrade chances?
- Capital One offering to combine limits across cards
#119Advice RequestsI think it might have been a mistake closing a card and need advice. · Lot of US travel coming up… how to optimize upgrade chances? · Capital One offering to combine limits across cards - Money Talk13 posts in the past month
- Currently have venture X. Looking to add Amex gold vs C1 Savor. Is it preferable to stay within the same redemption portal?
- IHG Traveler product change
- Is the rumored new Hyatt card happening?
#213Money TalkCurrently have venture X. Looking to add Amex gold vs C1 Savor. Is it preferable to stay within the same redemption portal? · IHG Traveler product change · Is the rumored new Hyatt card happening? - Solution Requests10 posts in the past month
- Marriott Bonvoy Boundless 200k Offer
- Card Recommendation (Travel, mostly United)
- First credit card for wife that has 0 credit history help!
#310Solution RequestsMarriott Bonvoy Boundless 200k Offer · Card Recommendation (Travel, mostly United) · First credit card for wife that has 0 credit history help! - Pain & Anger5 posts in the past month
- my university has a credit union and their credit cards (through Elan) are mostly just copies of big bank cards
- Barclays identity verification nightmare for Puerto Rico (787) phone number users
- Citi removing AA award miles after accepting hardship plan/closing AAdvantage card?
#45Pain & Angermy university has a credit union and their credit cards (through Elan) are mostly just copies of big bank cards · Barclays identity verification nightmare for Puerto Rico (787) phone number users · Citi removing AA award miles after accepting hardship plan/closing AAdvantage card? - News2 posts in the past month
- Sapphire Reserve adds Lyft Go via dashpass benefit
- Amex Keeps Cutting Priority Pass — Is the U.S. Next?
#52NewsSapphire Reserve adds Lyft Go via dashpass benefit · Amex Keeps Cutting Priority Pass — Is the U.S. Next?
Topics
- Credit Card68 posts in the past month#168Credit Card
- Worst18 posts in the past month#218Worst
- Struggling9 posts in the past month#39Struggling
- Travel9 posts in the past month#49Travel
- Annoying8 posts in the past month#58Annoying
Flair
- Help Needed / Question37 posts in the past month
- Product Changed to Freedom Flex, but Old Cards Still Showing in Portal
- Form to refer merchants to accept Amex (like Discover)?
- Upgraded Walmart+ & Amex Credit
#137Help Needed / QuestionProduct Changed to Freedom Flex, but Old Cards Still Showing in Portal · Form to refer merchants to accept Amex (like Discover)? · Upgraded Walmart+ & Amex Credit - Discussion / Conversation28 posts in the past month
- Sapphire Reserve adds Lyft Go via dashpass benefit
- my university has a credit union and their credit cards (through Elan) are mostly just copies of big bank cards
- Amex Keeps Cutting Priority Pass — Is the U.S. Next?
#228Discussion / ConversationSapphire Reserve adds Lyft Go via dashpass benefit · my university has a credit union and their credit cards (through Elan) are mostly just copies of big bank cards · Amex Keeps Cutting Priority Pass — Is the U.S. Next? - Card Recommendation Request (Template Used)19 posts in the past month
- Card Recommendation (Travel, mostly United)
- 21 F looking for other credit cards
- I currently have the Discover IT Student and am looking to get a new card. Preferably cashback similar to the Wells Fargo Autograph (bc i just got rejected from it)
#319Card Recommendation Request (Template Used)Card Recommendation (Travel, mostly United) · 21 F looking for other credit cards · I currently have the Discover IT Student and am looking to get a new card. Preferably cashback similar to the Wells Fargo Autograph (bc i just got rejected from it) - Card Recommendation Request (Template NOT Used)9 posts in the past month
- Currently have venture X. Looking to add Amex gold vs C1 Savor. Is it preferable to stay within the same redemption portal?
- I think it might have been a mistake closing a card and need advice.
- Lot of US travel coming up… how to optimize upgrade chances?
#49Card Recommendation Request (Template NOT Used)Currently have venture X. Looking to add Amex gold vs C1 Savor. Is it preferable to stay within the same redemption portal? · I think it might have been a mistake closing a card and need advice. · Lot of US travel coming up… how to optimize upgrade chances? - Data Point4 posts in the past month
- NARUTO Rakuten Credit Card
- DP: American Aadvantage card benefits applied to American flights booked through Alaska Airlines
- Well Fargo Autograph Premier Approval
#54Data PointNARUTO Rakuten Credit Card · DP: American Aadvantage card benefits applied to American flights booked through Alaska Airlines · Well Fargo Autograph Premier Approval
Product recommendations
- credit card214 posts in the past month
- Best card to downgrade CSP to?
- Best unlimited 2% cash back
- The best card to have in 2025 with no Annual fee
#1214credit cardBest card to downgrade CSP to? · Best unlimited 2% cash back · The best card to have in 2025 with no Annual fee
Community Reviews
Frequently asked questions
- Who is r/CreditCards for?
- Best for Points Chasers enthusiasts looking for a Reddit-based community with forum discussion.
- Is r/CreditCards free to join?
- This listing is not marked as paid-only. Access rules and any fees are decided by the community.
- How many members does r/CreditCards have?
- Roughly 1.6M members, based on figures reported by the community or its host. Member counts are approximate and change over time.
- What platform is r/CreditCards on?
- r/CreditCards runs on Reddit. Reddit communities (or "subreddits") are forum-based groups on the popular social news aggregation, web content rating, and discussion website Reddit. Reddit is commonly known as "the front page of the internet". Users submit content to the site such as links, text posts, and images, which are then voted up or down and discussed by other members. From investing Reddit communities, to professional ones, to ones just for laughs, you're likely to find a community for you on Reddit.
- What topics does r/CreditCards cover?
- On the Hive Index, r/CreditCards is organized under Points Chasers.
- How do I join r/CreditCards?
- You can join r/CreditCards by clicking this link, or pressing the "Go to community" button above.
- What are the Credit Cards communities like?
- Communities for credit card churning, rewards optimization, and discussing the best credit card deals, sign-up bonuses, and current offers.
Added 10/14/2026
Monthly Stats
- 20
- Views /mo
- 17
- Visitors /mo
- 0
- Referrals /mo
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CRedit's main goal is to help you improve your credit, keep it healthy, and support you in the decisions you make that may affect your credit livelihood. We are here to support you if you need advice on closing or opening a credit card, improving your credit profile and scores, removing inaccurate information from your reports, qualifying for a new card/mortgage/loan, investigating unknown information on your reports and much more.