About r/CreditCards
A subreddit for discussing credit cards. Be sure to read sub rules before posting, use the resources linked in the sidebar / about section of the sub, and use search to see if your question has already been answered.
The community at a glance
r/CreditCards is a Subreddit for Points Chasers with roughly 1.6M members. It has been around since 2012. It uses a forum format for communication. On the Hive Index it ranks #4 in the Credit Cards communities list.
Roughly 92K members have joined in the past year. Popular discussion topics include Credit Card, Worst, and Struggling. Common discussion themes are Money Talk and Solution Requests. Product recommendations often mention credit card.
Community Topics
Community Features
This community has a forum
Subreddit Analysis
via GummySearchMember growth over time
All time (yearly)
- 2013: 14 members
- 2014: 166 members
- 2015: 631 members
- 2016: 1K members
- 2017: 2K members
- 2018: 6K members
- 2019: 25K members
- 2020: 107K members
- 2021: 449K members
- 2023: 724K members
- 2024: 109K members
- 2025: 66K members
- 2026: 70K members
Past year (monthly)
- Nov: 8K members
- Dec: 10K members
- Jan: 16K members
- Feb: 7K members
- Mar: 8K members
- Apr: 8K members
- May: 7K members
- Jun: 6K members
- Jul: 5K members
- Aug: 6K members
- Sep: 5K members
- Oct: 3K members
Themes
- Money Talk39 posts in the past month
- Notes on the Chase Trifecta from a recent trip to Japan
- DoorDash gift cards on Chase offers - 10% off
- Thoughts on three applications in one day? Or same month
#139Money TalkNotes on the Chase Trifecta from a recent trip to Japan · DoorDash gift cards on Chase offers - 10% off · Thoughts on three applications in one day? Or same month - Solution Requests15 posts in the past month
- What is the best travel card
- 19-year-old college student with a 755 credit score. What should my second credit card be?
- 19M looking for a Chase card with a better sign up bonus
#215Solution RequestsWhat is the best travel card · 19-year-old college student with a 755 credit score. What should my second credit card be? · 19M looking for a Chase card with a better sign up bonus - Pain & Anger4 posts in the past month
- BofA customized cash- WORST CARD EVER
- Best buy card promo balance does not add up correctly
- Wtf is this and why is it so bad
#34Pain & AngerBofA customized cash- WORST CARD EVER · Best buy card promo balance does not add up correctly · Wtf is this and why is it so bad - Advice Requests3 posts in the past month
- Help. Can’t decide what card to get.
- What’s the best way to challenge an annual fee on a card?
- Need advice from more experienced people.
#43Advice RequestsHelp. Can’t decide what card to get. · What’s the best way to challenge an annual fee on a card? · Need advice from more experienced people.
Topics
- Credit Card72 posts in the past month#172Credit Card
- Worst26 posts in the past month#226Worst
- Struggling13 posts in the past month#313Struggling
- Annoying11 posts in the past month#411Annoying
- Travel10 posts in the past month#510Travel
Flair
- Help Needed / Question42 posts in the past month
- Thoughts on three applications in one day? Or same month
- Is the robinhood gold card worth it for me?
- Does Airbnb count as travel on the US Bank Altitude Connect?
#142Help Needed / QuestionThoughts on three applications in one day? Or same month · Is the robinhood gold card worth it for me? · Does Airbnb count as travel on the US Bank Altitude Connect? - Discussion / Conversation30 posts in the past month
- Notes on the Chase Trifecta from a recent trip to Japan
- New Safeway Amex card announced
- Thoughts on the Robinhood Plat?
#230Discussion / ConversationNotes on the Chase Trifecta from a recent trip to Japan · New Safeway Amex card announced · Thoughts on the Robinhood Plat? - Card Recommendation Request (Template Used)17 posts in the past month
- Citi Strata Elite Approval Chances – Should I Wait?
- Looking to replace Comenity card - options?
- Travel with no FTF requested
#317Card Recommendation Request (Template Used)Citi Strata Elite Approval Chances – Should I Wait? · Looking to replace Comenity card - options? · Travel with no FTF requested - Card Recommendation Request (Template NOT Used)10 posts in the past month
- Open a new credit card while unemployed
- Amex Gold vs. Chase Sapphire Preferred
- Trouble deciding on unlimited 2% cash back card
#410Card Recommendation Request (Template NOT Used)Open a new credit card while unemployed · Amex Gold vs. Chase Sapphire Preferred · Trouble deciding on unlimited 2% cash back card - Data Point5 posts in the past month
- DoorDash gift cards on Chase offers - 10% off
- Unable to product change from IHG Premier to Premier Select
- I'm shook, never thought I'd be here. Just got approved for CSP and Barclays Jet Blue
#55Data PointDoorDash gift cards on Chase offers - 10% off · Unable to product change from IHG Premier to Premier Select · I'm shook, never thought I'd be here. Just got approved for CSP and Barclays Jet Blue
Product recommendations
- credit card214 posts in the past month
- Best card to downgrade CSP to?
- Best unlimited 2% cash back
- The best card to have in 2025 with no Annual fee
#1214credit cardBest card to downgrade CSP to? · Best unlimited 2% cash back · The best card to have in 2025 with no Annual fee
Community Reviews
Frequently asked questions
- Who is r/CreditCards for?
- Best for Points Chasers enthusiasts looking for a Reddit-based community with forum discussion.
- Is r/CreditCards free to join?
- This listing is not marked as paid-only. Access rules and any fees are decided by the community.
- How many members does r/CreditCards have?
- Roughly 1.6M members, based on figures reported by the community or its host. Member counts are approximate and change over time.
- What platform is r/CreditCards on?
- r/CreditCards runs on Reddit. Reddit communities (or "subreddits") are forum-based groups on the popular social news aggregation, web content rating, and discussion website Reddit. Reddit is commonly known as "the front page of the internet". Users submit content to the site such as links, text posts, and images, which are then voted up or down and discussed by other members. From investing Reddit communities, to professional ones, to ones just for laughs, you're likely to find a community for you on Reddit.
- What topics does r/CreditCards cover?
- On the Hive Index, r/CreditCards is organized under Points Chasers.
- How do I join r/CreditCards?
- You can join r/CreditCards by clicking this link, or pressing the "Go to community" button above.
- What are the Credit Cards communities like?
- Communities for credit card churning, rewards optimization, and discussing the best credit card deals, sign-up bonuses, and current offers.
Added 10/14/2026
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