About r/Banking
A place to discuss the in and outs of banking. Community, regional investment, commercial or consumer, come on in. Please review subreddit rules before posting.
The community at a glance
r/Banking is a Subreddit for Business Owners and Fintech Enthusiasts with roughly 185K members. It has been around since 2010. It has a live chat communication style. On the Hive Index it ranks #7 in the Fintech communities list. It is the 9th largest community in the Business topic page.
Roughly 44K members have joined in the past year. Popular discussion topics include Bank, Looking, and Tired. Common discussion themes are Advice Requests and Solution Requests. Product recommendations often mention bank, high yield savings account, and savings account.
Community Topics
Community Features
This community has a realtime chat
Subreddit Analysis
via GummySearchMember growth over time
All time (yearly)
- 2013: 1K members
- 2014: 1K members
- 2015: 628 members
- 2016: 906 members
- 2017: 1K members
- 2018: 3K members
- 2019: 9K members
- 2020: 14K members
- 2021: 12K members
- 2023: 27K members
- 2024: 32K members
- 2025: 43K members
- 2026: 39K members
Past year (monthly)
- Dec: 3K members
- Jan: 6K members
- Feb: 4K members
- Mar: 4K members
- Apr: 4K members
- May: 4K members
- Jun: 4K members
- Jul: 3K members
- Aug: 3K members
- Sep: 3K members
- Oct: 2K members
- Nov: 701 members
Themes
- Advice Requests3 posts in the past month
- personal bank account restricted by Cyber Bureau – Need advice
- Uncashed Old Checks
- Need a new bank. Is the grass greener?
#13Advice Requestspersonal bank account restricted by Cyber Bureau – Need advice · Uncashed Old Checks · Need a new bank. Is the grass greener? - Solution Requests3 posts in the past month
- RTGS Amount Debited from Sender's Account but Not Credited to Beneficiary – What Should I Do?
- Help me pick a bank
- Best Proxy Provider for US Banking Apps on Mobile?
#23Solution RequestsRTGS Amount Debited from Sender's Account but Not Credited to Beneficiary – What Should I Do? · Help me pick a bank · Best Proxy Provider for US Banking Apps on Mobile? - Money Talk1 post in the past month
- Is it worth paying monthly just to start building credit?
#31Money TalkIs it worth paying monthly just to start building credit?
Topics
- Bank84 posts in the past month#184Bank
- Looking63 posts in the past month#263Looking
- Tired47 posts in the past month#347Tired
- Struggling34 posts in the past month#434Struggling
- Frustrating33 posts in the past month#533Frustrating
Flair
- Advice55 posts in the past month
- Without Recourse Signature
- What Happens after Mom gets scammed and bank account has My Name too (US)
- Bank messed up somehow.
#155AdviceWithout Recourse Signature · What Happens after Mom gets scammed and bank account has My Name too (US) · Bank messed up somehow. - US16 posts in the past month
- How are other digital banks handling document verification at account opening?
- Told to keep extra money, is that okay?
- Is it true a virtual card associated with your checking account doesn't accept refunds?
#216USHow are other digital banks handling document verification at account opening? · Told to keep extra money, is that okay? · Is it true a virtual card associated with your checking account doesn't accept refunds? - Complaint7 posts in the past month
- DO NOT trust Chime promos, straight up scamming new members out of $200
- Sofi recurring payments failed despite sufficient funds
- Bank issue
#37ComplaintDO NOT trust Chime promos, straight up scamming new members out of $200 · Sofi recurring payments failed despite sufficient funds · Bank issue - News5 posts in the past month
- Scoop: Unvetted AI agents are accessing U.S. bank accounts
- Amex sets restructuring plan, will lay off 5% of workforce
- Why Revolut’s outage puts a dent in fintech’s ambitions
#45NewsScoop: Unvetted AI agents are accessing U.S. bank accounts · Amex sets restructuring plan, will lay off 5% of workforce · Why Revolut’s outage puts a dent in fintech’s ambitions - Other4 posts in the past month
- What’s a small feature in a banking app that genuinely made you happy?
- Credit Analysts/Lenders, why doesn’t the bank enforce penalties on misreporting customers?
- Pwd banking aspirant from uttrakhand but living in Noida
#54OtherWhat’s a small feature in a banking app that genuinely made you happy? · Credit Analysts/Lenders, why doesn’t the bank enforce penalties on misreporting customers? · Pwd banking aspirant from uttrakhand but living in Noida
Product recommendations
- bank35 posts in the past month
- What is the best bank to switch to?
- what bank has the best bonus if you open a checkings or savings account with them?
- What’s the best bank for an unemployed newbie?
#135bankWhat is the best bank to switch to? · what bank has the best bonus if you open a checkings or savings account with them? · What’s the best bank for an unemployed newbie? - high yield savings account7 posts in the past month
- Looking for HYSAs with best returns, do you have any suggestions? Depositing $1M
- Looking for HYSAs with best returns, do you have any suggestions? Depositing $1M
- Best traditional bank HYSA that isn't Marcus, Amex, CapitalOne
#27high yield savings accountLooking for HYSAs with best returns, do you have any suggestions? Depositing $1M · Looking for HYSAs with best returns, do you have any suggestions? Depositing $1M · Best traditional bank HYSA that isn't Marcus, Amex, CapitalOne - savings account5 posts in the past month
- Whats the best Savings Account?
- Who offers the best savings account rates?
- Who offers the best savings account rates?
#35savings accountWhats the best Savings Account? · Who offers the best savings account rates? · Who offers the best savings account rates? - checking account4 posts in the past month
- Best checking account??
- Best checking account??
- Student looking for Checking Account Recs?
#44checking accountBest checking account?? · Best checking account?? · Student looking for Checking Account Recs?
Community Reviews
Frequently asked questions
- Who is r/Banking for?
- Best for Business Owners and Fintech Enthusiasts enthusiasts looking for a Reddit-based community with live chat.
- Is r/Banking free to join?
- This listing is not marked as paid-only. Access rules and any fees are decided by the community.
- How many members does r/Banking have?
- Roughly 185K members, based on figures reported by the community or its host. Member counts are approximate and change over time.
- What platform is r/Banking on?
- r/Banking runs on Reddit. Reddit communities (or "subreddits") are forum-based groups on the popular social news aggregation, web content rating, and discussion website Reddit. Reddit is commonly known as "the front page of the internet". Users submit content to the site such as links, text posts, and images, which are then voted up or down and discussed by other members. From investing Reddit communities, to professional ones, to ones just for laughs, you're likely to find a community for you on Reddit.
- What topics does r/Banking cover?
- On the Hive Index, r/Banking is organized under Business Owners, Fintech Enthusiasts.
- How do I join r/Banking?
- You can join r/Banking by clicking this link, or pressing the "Go to community" button above.
- What are the Business communities like?
- A broad topic that covers everything from solo business owners to startup teams and larger operators. You will find communities on Discord, Reddit, and Slack focused on strategy, growth, operations, and the day-to-day grind of running something. Good for getting outside perspectives, finding collaborators, or just talking through problems with people who actually get it.
Monthly Stats
- 10
- Views /mo (-9%)
- 10
- Visitors /mo (-9%)
- 1
- Referrals /mo (-50%)
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