r/fintech

Community Overview

About r/fintech

Where financial services meets its future. r/fintech is a community of practitioners, founders, investors, and curious minds tracking the builders, breakthroughs, and business models reshaping banking, payments, lending, insurance, and investing — from AI to stablecoins to the next thing nobody's named yet.

The community at a glance

r/fintech is a Subreddit for Business Owners and Fintech Enthusiasts with roughly 96K members. It has been around since 2012. It has a live chat communication style. On the Hive Index it ranks #3 in the Fintech communities list.

Roughly 46K members have joined in the past year. Popular discussion topics include Fintech, Tired, and Struggling. Common discussion themes are Solution Requests and Advice Requests.

On Reddit
Established 2012
96K Members

Subreddit Analysis

via GummySearch
Yearly: +46K members
Growth: +93.1% / year

Member growth over time

All time (yearly)

  • 2013: 26 members
  • 2014: 78 members
  • 2015: 355 members
  • 2016: 1K members
  • 2017: 2K members
  • 2018: 3K members
  • 2019: 3K members
  • 2020: 5K members
  • 2021: 7K members
  • 2022: 5K members
  • 2023: 5K members
  • 2024: 7K members
  • 2025: 20K members
  • 2026: 37K members

Past year (monthly)

  • Nov: 2K members
  • Dec: 6K members
  • Jan: 12K members
  • Feb: 4K members
  • Mar: 3K members
  • Apr: 3K members
  • May: 4K members
  • Jun: 3K members
  • Jul: 3K members
  • Aug: 2K members
  • Sep: 3K members

Themes

  • Solution Requests
    10 posts in the past month
    1. What business bank account did your team actually land on?
    2. This is just sad.. I really wanted to integrate mass payouts. I wonder how small businesses ever get onboarded to these platforms. Please help if there are any internal contacts in this industry
    3. What small business invoicing software did you actually stick with?
    #1
    Solution Requests
    What business bank account did your team actually land on? · This is just sad.. I really wanted to integrate mass payouts. I wonder how small businesses ever get onboarded to these platforms. Please help if there are any internal contacts in this industry · What small business invoicing software did you actually stick with?
    10
  • Advice Requests
    6 posts in the past month
    1. Does anyone actually pay their subscriptions with stablecoins?
    2. Is using more than one payment processor actually worth it?
    3. Volet.com blocked my transfer and ignores me now - need a legal advice
    #2
    Advice Requests
    Does anyone actually pay their subscriptions with stablecoins? · Is using more than one payment processor actually worth it? · Volet.com blocked my transfer and ignores me now - need a legal advice
    6
  • Self-Promotion
    1 post in the past month
    1. Built a personal finance platform for India that explains the number instead of just giving it to you (pre launch, would love brutally honest feedback)
    #3
    Self-Promotion
    Built a personal finance platform for India that explains the number instead of just giving it to you (pre launch, would love brutally honest feedback)
    1

Topics

  • Fintech
    12 posts in the past month
    1. For people actually working in fintech: where is AI genuinely useful in your day-to-day work?
    2. Looking for FinTech startups/platforms to collaborate
    3. Best AI Fintech for banks/advisors?
    #1
    Fintech
    For people actually working in fintech: where is AI genuinely useful in your day-to-day work? · Looking for FinTech startups/platforms to collaborate · Best AI Fintech for banks/advisors?
    12
  • Tired
    8 posts in the past month
    #2
    Tired
    8
  • Struggling
    6 posts in the past month
    #3
    Struggling
    6
  • Finance
    6 posts in the past month
    1. Built a personal finance platform for India that explains the number instead of just giving it to you (pre launch, would love brutally honest feedback)
    #4
    Finance
    Built a personal finance platform for India that explains the number instead of just giving it to you (pre launch, would love brutally honest feedback)
    6
  • Payments
    5 posts in the past month
    1. In Payments, Who Has the Authority to Say “We Don't Mean the Same Thing”?
    #5
    Payments
    In Payments, Who Has the Authority to Say “We Don't Mean the Same Thing”?
    5

Flair

  • Discussion
    53 posts in the past month
    1. For people actually working in fintech: where is AI genuinely useful in your day-to-day work?
    2. Corporate cards are becoming permission systems with a sprinkle of rewards
    3. Voice AI for collections calls
    #1
    Discussion
    For people actually working in fintech: where is AI genuinely useful in your day-to-day work? · Corporate cards are becoming permission systems with a sprinkle of rewards · Voice AI for collections calls
    53
  • Ask the Community
    19 posts in the past month
    1. Why have the people here gone into fintech
    2. What business bank account did your team actually land on?
    3. Suggest me a cross-border payment provider for my almost illegal but fully legal business?
    #2
    Ask the Community
    Why have the people here gone into fintech · What business bank account did your team actually land on? · Suggest me a cross-border payment provider for my almost illegal but fully legal business?
    19
  • News & Analysis
    8 posts in the past month
    1. KRW1 Won Stablecoin Goes Live with Rain Card Support
    2. ⚠️ ALERT: Revolut data breach
    3. Business Insider: OpenAI launches ChatGPT for Financial Services with PitchBook, Daloopa, and LSEG data
    #3
    News & Analysis
    KRW1 Won Stablecoin Goes Live with Rain Card Support · ⚠️ ALERT: Revolut data breach · Business Insider: OpenAI launches ChatGPT for Financial Services with PitchBook, Daloopa, and LSEG data
    8
  • Crypto / DeFi
    6 posts in the past month
    1. What happens to a refund when you paid with USDT?
    2. AI tool billing is starting to look like its own card product category and issuers haven't caught up
    3. Volet.com blocked my transfer and ignores me now - need a legal advice
    #4
    Crypto / DeFi
    What happens to a refund when you paid with USDT? · AI tool billing is starting to look like its own card product category and issuers haven't caught up · Volet.com blocked my transfer and ignores me now - need a legal advice
    6

Frequently asked questions

Who is r/fintech for?
Best for Business Owners and Fintech Enthusiasts enthusiasts looking for a Reddit-based community with live chat.
Is r/fintech free to join?
This listing is not marked as paid-only. Access rules and any fees are decided by the community.
How many members does r/fintech have?
Roughly 96K members, based on figures reported by the community or its host. Member counts are approximate and change over time.
What platform is r/fintech on?
r/fintech runs on Reddit. Reddit communities (or "subreddits") are forum-based groups on the popular social news aggregation, web content rating, and discussion website Reddit. Reddit is commonly known as "the front page of the internet". Users submit content to the site such as links, text posts, and images, which are then voted up or down and discussed by other members. From investing Reddit communities, to professional ones, to ones just for laughs, you're likely to find a community for you on Reddit.
What topics does r/fintech cover?
On the Hive Index, r/fintech is organized under Business Owners, Fintech Enthusiasts.
How do I join r/fintech?
You can join r/fintech by clicking this link, or pressing the "Go to community" button above.
What are the Business communities like?
A broad topic that covers everything from solo business owners to startup teams and larger operators. You will find communities on Discord, Reddit, and Slack focused on strategy, growth, operations, and the day-to-day grind of running something. Good for getting outside perspectives, finding collaborators, or just talking through problems with people who actually get it.