What are financial independence communities?

Communities for people working toward financial independence, personal finance mastery, or early retirement. Whether you are just starting to budget, tracking progress toward FIRE, or optimizing investments and side income, you will find Reddit communities, Discord groups for stock signals and reselling, and accountability-based spaces for people at every stage of the personal finance journey.

Where do most financial independence communities live?

Discord is the most common platform in this report (29% of 24 listings).

Are most of these communities free?

71% are free to join. The rest require payment, an application, or both.

How big is a typical financial independence community?

Among listings with public size data, the average is 1.5M members and the median is 2K. The median is usually the better signal for a typical group because a few large ones inflate the average.

What do these communities usually include?

Forum is the most common (63%). Others that show up often include live chat, courses, and newsletter.

How does Hive Index collect this data?

Listings are submitted by community builders and researchers, reviewed for relevance, and updated with platform, feature, member, review, and traffic data where available.

Where can I see the full list?

The full directory is on Hive Index's Financial Independence topic page, where you can filter by platform, size, features, and more.

Financial Independence Communities Report: Stats,...

Executive Summary

We analyzed 24 financial independence communities listed on Hive Index to understand where people gather, what these groups offer, and which communities attract the most interest.

The big picture: financial independence communities are broad and fragmented, with many small groups and a few very large outliers.

Source: Hive Index community database · Updated periodically

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Communities: 24
Platforms: 10
Avg members: 1.5M
Median members: 2K

Where Financial Independence Communities Are Hosted

Discord
7(29%)
Independent Platforms
5(21%)
Skool
3(13%)
Facebook
2(8%)
Reddit
2(8%)
Telegram
2(8%)
Nas.io
2(8%)
Slack
1(4%)

Format mix

Forum / feed-based
9(38%)
Chat communities
9(38%)
Other platforms
3(13%)
Private membership
3(13%)

Forum / feed-based is most common (38%), but chat communities is also well represented (38%).

Discord leads, but Independent Platforms and Skool also represent meaningful shares.

Audience Size & Access

Community size

Tiny
<20 members
1(4%)
Small
20-100 members
1(4%)
Medium
100-1,000 members
4(17%)
Large
1,000-10,000 members
6(25%)
Huge
10,000-100,000 members
2(8%)
Massive
100,000-1M members
0(0%)
Gigantic
1M+ members
2(8%)

8 communities have unknown member counts.

Free vs paid

The average is much higher than the median (1.5M vs 2K), which usually means a few large groups are pulling the average up.

How Financial Independence Differs From Other Categories

Financial Independence is less free-to-join, smaller, more platform-diverse, more chat-heavy, and more paid or gated, compared with typical Hive Index topics.

Metric	Financial Independence	Hive Index average
Free to join	71%	84%
Median members	2K	25K
Average members	1.5M	668K
Paid or apply-to-join	29%	16%
Live chat	54%	41%
Discord share	29%	17%

Feature Mix

Common features appear in at least 15% of listings.

Common Features

Forum
63%
Live Chat
54%
Courses
38%
Newsletter
29%
Online/Offline Events
29%
Paid Community
29%

Niche Features

Member Perks
4%
Pairing
4%
Requires Application
4%
Token
4%
Tools
4%

Live Chat appears on 54% of listings.

What Visitors Click

Outbound clicks / mo: 93

Platform supply vs. clicks

Platform	Communities	Share of communities	Outbound clicks	Share of clicks
Discord	7	29%	45	48%
Independent Platforms	5	21%	2	2%
Facebook	2	8%	9	10%
Reddit	2	8%	1	1%
Telegram	2	8%	9	10%
Nas.io	2	8%	23	25%
Slack	1	4%	2	2%
X / Twitter	1	4%	2	2%

Share is calculated within this topic.

Discord hosts 29% of listings and 48% of clicks, so supply and interest line up.

Most-clicked formats

Chat communities
56(60%)
Other platforms
25(27%)
Forum / feed-based
12(13%)

Most-clicked features

Live Chat
81(87%)
Courses
43(46%)
Newsletter
42(45%)
Online/Offline Events
42(45%)
Paid Community
35(38%)
Forum
25(27%)

Most-clicked size ranges

Large
29(31%)
Medium
27(29%)
Huge
9(10%)
Tiny
7(8%)
Gigantic
1(1%)

Top-clicked listings

Money Mastery
18(19%)
NFG
15(16%)
Money Magnets
8(9%)

Most clicks go to chat communities and other platforms communities.

Trends

Founded year

2009

2011

2015

2016

2017

2021

2022

2023

16 communities have no founding year on file.

Most listed groups were founded around 2009.

Community Quality & Ratings

Only 2 communities have ratings so far, so read this as a small sample.

4.7 average rating across 2 communities.

Rated examples

Methodology & FAQ

Methodology

This report uses communities in the Hive Index database tagged as Financial Independence. We exclude removed or suppressed listings. Member counts, traffic, features, reviews, and ratings may vary by source and are updated periodically.

•This is a smaller slice of Hive Index's database, so read trends as directional.

FAQ

: Communities for people working toward financial independence, personal finance mastery, or early retirement. Whether you are just starting to budget, tracking progress toward FIRE, or optimizing investments and side income, you will find Reddit communities, Discord groups for stock signals and reselling, and accountability-based spaces for people at every stage of the personal finance journey.
: Discord is the most common platform in this report (29% of 24 listings).
: 71% are free to join. The rest require payment, an application, or both.
: Among listings with public size data, the average is 1.5M members and the median is 2K. The median is usually the better signal for a typical group because a few large ones inflate the average.
: Forum is the most common (63%). Others that show up often include live chat, courses, and newsletter.
: Listings are submitted by community builders and researchers, reviewed for relevance, and updated with platform, feature, member, review, and traffic data where available.
: The full directory is on Hive Index's Financial Independence topic page, where you can filter by platform, size, features, and more.

Keep exploring

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All Financial Independence communities

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