r/povertyfinance

Community Overview
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reddit.com/r/povertyfinance/
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About r/povertyfinance

Financial advice, frugality tips, stories, opportunities, and general guidance for people who are struggling financially. No Judgement, just advice!

The community at a glance

r/povertyfinance is a Subreddit for Finance with roughly 2.8M members. It has been around since 2018. It uses a forum format for communication. It is the 2nd largest community in the Finance topic page.

Roughly 459K members have joined in the past year. Popular discussion topics include Money, Financial, and Job. Common discussion themes are Advice Requests and Pain & Anger. Product recommendations often mention car insurance and chair.

On Reddit
Established 2018
2.8M Members

Community Topics

Community Features

Forum

This community has a forum

Subreddit Analysis

via GummySearch
Yearly: +459K members
Growth: +19.3% / year

Member growth over time

All time (yearly)

  • 2019: 109K members
  • 2020: 194K members
  • 2021: 513K members
  • 2023: 1.0M members
  • 2024: 268K members
  • 2025: 249K members
  • 2026: 325K members

Past year (monthly)

  • Sep: 17K members
  • Oct: 29K members
  • Nov: 27K members
  • Dec: 30K members
  • Jan: 38K members
  • Feb: 36K members
  • Mar: 51K members
  • Apr: 44K members
  • May: 49K members
  • Jun: 55K members
  • Jul: 41K members
  • Aug: 12K members

Themes

  • Advice Requests
    20 posts in the past month
    1. How bad or unsafe is it to live in your car? is it better to just stay with abusers?
    2. Complicated Situation- Could use Advice
    3. advice on what to do
    #1
    Advice Requests
    How bad or unsafe is it to live in your car? is it better to just stay with abusers? · Complicated Situation- Could use Advice · advice on what to do
    20
  • Pain & Anger
    8 posts in the past month
    1. Insane car insurance hike with no explanation
    2. I feel so burnt out
    3. I’m so tired of constantly stressing about money
    #2
    Pain & Anger
    Insane car insurance hike with no explanation · I feel so burnt out · I’m so tired of constantly stressing about money
    8
  • Money Talk
    5 posts in the past month
    1. If you had a baby in 2025 or 2026: the $1,000 federal "Trump Account" deposit is live now, but you have to claim it, it's not automatic
    2. Shopping car insurance saved me over $100/month. That is grocery money.
    3. Got 500$ need to make $2000 by Monday any sure way I can make this happen
    #3
    Money Talk
    If you had a baby in 2025 or 2026: the $1,000 federal "Trump Account" deposit is live now, but you have to claim it, it's not automatic · Shopping car insurance saved me over $100/month. That is grocery money. · Got 500$ need to make $2000 by Monday any sure way I can make this happen
    5
  • Self-Promotion
    1 post in the past month
    1. Guys, I just published my first NOTION template, but I have LITERALLY zero social media presence. How do casual creators actually get their work out there?
    #4
    Self-Promotion
    Guys, I just published my first NOTION template, but I have LITERALLY zero social media presence. How do casual creators actually get their work out there?
    1
  • Opportunities
    1 post in the past month
    1. Single parent college scholarship opportunity
    #5
    Opportunities
    Single parent college scholarship opportunity
    1

Topics

  • Money
    18 posts in the past month
    #1
    Money
    18
  • Financial
    9 posts in the past month
    #2
    Financial
    9
  • Job
    7 posts in the past month
    #3
    Job
    7
  • Struggling
    5 posts in the past month
    #4
    Struggling
    5
  • Health
    4 posts in the past month
    #5
    Health
    4

Flair

  • Budgeting/Saving/Investing/Spending
    31 posts in the past month
    1. Friend invited me to go to Italy for 10 days, but I'm broke
    2. $6.52 at Dollar General
    3. I can never catch up
    #1
    Budgeting/Saving/Investing/Spending
    Friend invited me to go to Italy for 10 days, but I'm broke · $6.52 at Dollar General · I can never catch up
    31
  • Income/Employment/Aid
    26 posts in the past month
    1. Millions of US children could lose free school meals after SNAP changes
    2. If you had a baby in 2025 or 2026: the $1,000 federal "Trump Account" deposit is live now, but you have to claim it, it's not automatic
    3. Is it worth accepting a job that is 20 minutes away, without having a car?
    #2
    Income/Employment/Aid
    Millions of US children could lose free school meals after SNAP changes · If you had a baby in 2025 or 2026: the $1,000 federal "Trump Account" deposit is live now, but you have to claim it, it's not automatic · Is it worth accepting a job that is 20 minutes away, without having a car?
    26
  • Debt/Loans/Credit
    26 posts in the past month
    1. I'm drowning in debt. Does my credit really even matter at this point?
    2. I racked up $10k in debt this year and I would like to know how people got out of debt
    3. advice on what to do
    #3
    Debt/Loans/Credit
    I'm drowning in debt. Does my credit really even matter at this point? · I racked up $10k in debt this year and I would like to know how people got out of debt · advice on what to do
    26
  • Misc Advice
    24 posts in the past month
    1. I want to die
    2. Insane car insurance hike with no explanation
    3. Cookbooks for Budgets
    #4
    Misc Advice
    I want to die · Insane car insurance hike with no explanation · Cookbooks for Budgets
    24
  • Vent/Rant (No Advice/Criticism!)
    17 posts in the past month
    1. I feel so burnt out
    2. Simply existing is living beyond my financial means
    3. I'm really tired that's it , I don't even vent out or rant anymore
    #5
    Vent/Rant (No Advice/Criticism!)
    I feel so burnt out · Simply existing is living beyond my financial means · I'm really tired that's it , I don't even vent out or rant anymore
    17

Product recommendations

  • car insurance
    3 posts in the past month
    1. I’m turning 20 today and buying my own car insurance. I don’t know if this is any good, and I don’t want to get screwed over. What do y’all recommend?
    2. Car Insurance Recs
    3. Any recs on cheap car insurance?
    #1
    car insurance
    I’m turning 20 today and buying my own car insurance. I don’t know if this is any good, and I don’t want to get screwed over. What do y’all recommend? · Car Insurance Recs · Any recs on cheap car insurance?
    3
  • chair
    2 posts in the past month
    1. Tips for scoring the best chair deals?
    2. Any comfortable chair recs for my mom? It's my gift for Mothers day
    #2
    chair
    Tips for scoring the best chair deals? · Any comfortable chair recs for my mom? It's my gift for Mothers day
    2
View full analysis on GummySearchSynced 8/10/2026

Frequently asked questions

Who is r/povertyfinance for?
Best for Finance enthusiasts looking for a Reddit-based community with forum discussion.
Is r/povertyfinance free to join?
This listing is not marked as paid-only. Access rules and any fees are decided by the community.
How many members does r/povertyfinance have?
Roughly 2.8M members, based on figures reported by the community or its host. Member counts are approximate and change over time.
What platform is r/povertyfinance on?
r/povertyfinance runs on Reddit. Reddit communities (or "subreddits") are forum-based groups on the popular social news aggregation, web content rating, and discussion website Reddit. Reddit is commonly known as "the front page of the internet". Users submit content to the site such as links, text posts, and images, which are then voted up or down and discussed by other members. From investing Reddit communities, to professional ones, to ones just for laughs, you're likely to find a community for you on Reddit.
What topics does r/povertyfinance cover?
On the Hive Index, r/povertyfinance is organized under Finance.
How do I join r/povertyfinance?
You can join r/povertyfinance by clicking this link, or pressing the "Go to community" button above.
What are the Finance communities like?
Communities covering personal finance, investing, and financial planning for individuals and families. Reddit has enormous communities for budgeting and investment strategy, with more niche Discord servers and independent forums serving people focused on specific goals like early retirement or building wealth on an average salary.
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Added 6/5/2026

Monthly Stats

16
Views /mo
(+167%)
15
Visitors /mo
(+200%)
0
Referrals /mo
(-100%)

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