r/povertyfinance

Community Overview
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reddit.com/r/povertyfinance/
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About r/povertyfinance

Financial advice, frugality tips, stories, opportunities, and general guidance for people who are struggling financially. No Judgement, just advice!

The community at a glance

r/povertyfinance is a Subreddit for Finance with roughly 2.8M members. It has been around since 2018. It uses a forum format for communication. It is the 2nd largest community in the Finance topic page.

Roughly 454K members have joined in the past year. Popular discussion topics include Money, Financial, and Job. Common discussion themes are Advice Requests and Pain & Anger. Product recommendations often mention best hysa.

On Reddit
Established 2018
2.8M Members

Community Topics

Community Features

Forum

This community has a forum

Subreddit Analysis

via GummySearch
Yearly: +454K members
Growth: +19.3% / year

Member growth over time

All time (yearly)

  • 2019: 109K members
  • 2020: 194K members
  • 2021: 513K members
  • 2023: 1.0M members
  • 2024: 268K members
  • 2025: 249K members
  • 2026: 301K members

Past year (monthly)

  • Aug: 41K members
  • Sep: 17K members
  • Oct: 29K members
  • Nov: 27K members
  • Dec: 30K members
  • Jan: 38K members
  • Feb: 36K members
  • Mar: 51K members
  • Apr: 44K members
  • May: 49K members
  • Jun: 55K members
  • Jul: 29K members

Themes

  • Advice Requests
    16 posts in the past month
    1. From homeless to a $69k job offer, but my car was repo’d yesterday. I start in 5 days and the commute is 50 miles from IL to St. Peter’s. Any advice?
    2. Only have $25 to last me 7 days until payday. Looking for advice.
    3. Got approved for subsidized housing, but the move in deposit is due before my first paycheck clears
    #1
    Advice Requests
    From homeless to a $69k job offer, but my car was repo’d yesterday. I start in 5 days and the commute is 50 miles from IL to St. Peter’s. Any advice? · Only have $25 to last me 7 days until payday. Looking for advice. · Got approved for subsidized housing, but the move in deposit is due before my first paycheck clears
    16
  • Pain & Anger
    12 posts in the past month
    1. Life is so expensive it makes me cry.
    2. I have financially hit rock bottom!
    3. My landlord is starting the eviction process tomorrow.
    #2
    Pain & Anger
    Life is so expensive it makes me cry. · I have financially hit rock bottom! · My landlord is starting the eviction process tomorrow.
    12
  • Money Talk
    4 posts in the past month
    1. For someone who lives paycheck to paycheck and doesn’t have a savings what’s the best thing to do with 10k?
    2. Starting My Savings Journey Today
    3. (14 F) I need a way to make money fast, im willing to do anything
    #3
    Money Talk
    For someone who lives paycheck to paycheck and doesn’t have a savings what’s the best thing to do with 10k? · Starting My Savings Journey Today · (14 F) I need a way to make money fast, im willing to do anything
    4
  • Solution Requests
    3 posts in the past month
    1. Cheapest cuts of meat? (NJ)
    2. Does anyone know any apps that actually help you save on gas?
    3. Struggling with Bills - Looking for ways to make extra money
    #4
    Solution Requests
    Cheapest cuts of meat? (NJ) · Does anyone know any apps that actually help you save on gas? · Struggling with Bills - Looking for ways to make extra money
    3

Topics

  • Money
    33 posts in the past month
    1. I stopped hanging out with people because they always want to do things that cost money
    #1
    Money
    I stopped hanging out with people because they always want to do things that cost money
    33
  • Financial
    19 posts in the past month
    #2
    Financial
    19
  • Job
    18 posts in the past month
    #3
    Job
    18
  • Debt
    11 posts in the past month
    1. Somebody set me free from this boring mundane existence, mortage, bills, care work, debt never ending cycle unable to escape. I want to pay off my mortgage, leave home, get a boat and be free. Someone willing to train me in a trade that actually makes it worth living, care and retail only options
    #4
    Debt
    Somebody set me free from this boring mundane existence, mortage, bills, care work, debt never ending cycle unable to escape. I want to pay off my mortgage, leave home, get a boat and be free. Someone willing to train me in a trade that actually makes it worth living, care and retail only options
    11
  • Food
    11 posts in the past month
    1. How to survive on 150 a month for food?
    #5
    Food
    How to survive on 150 a month for food?
    11

Flair

  • Misc Advice
    44 posts in the past month
    1. From homeless to a $69k job offer, but my car was repo’d yesterday. I start in 5 days and the commute is 50 miles from IL to St. Peter’s. Any advice?
    2. Can I survive on SS and savings? Amounts below.
    3. Super hungry. Places to get free food late?
    #1
    Misc Advice
    From homeless to a $69k job offer, but my car was repo’d yesterday. I start in 5 days and the commute is 50 miles from IL to St. Peter’s. Any advice? · Can I survive on SS and savings? Amounts below. · Super hungry. Places to get free food late?
    44
  • Budgeting/Saving/Investing/Spending
    32 posts in the past month
    1. Here’s a 2026 price list from a dental office in Los Algodones, Mexico.
    2. I’ve saved my first $1k
    3. How much do milk and eggs cost in your area?
    #2
    Budgeting/Saving/Investing/Spending
    Here’s a 2026 price list from a dental office in Los Algodones, Mexico. · I’ve saved my first $1k · How much do milk and eggs cost in your area?
    32
  • Vent/Rant (No Advice/Criticism!)
    26 posts in the past month
    1. I can't take this anymore
    2. Life is so expensive it makes me cry.
    3. I got paid on the 15th. I paid all my bills. And i have $200 left
    #3
    Vent/Rant (No Advice/Criticism!)
    I can't take this anymore · Life is so expensive it makes me cry. · I got paid on the 15th. I paid all my bills. And i have $200 left
    26
  • Free talk
    21 posts in the past month
    1. Time is money
    2. My sister-in-law is trapped in a cycle where every option costs more money than she has
    3. A gas station temporarily took my grocery money and I had no idea this was a thing
    #4
    Free talk
    Time is money · My sister-in-law is trapped in a cycle where every option costs more money than she has · A gas station temporarily took my grocery money and I had no idea this was a thing
    21
  • Housing/Shelter/Standard of Living
    18 posts in the past month
    1. dad ruined my future financially and now i have to support both my parents
    2. Got my CDL B this year, making the most money I've ever made, still declined
    3. How TF are y’all affording electricity?
    #5
    Housing/Shelter/Standard of Living
    dad ruined my future financially and now i have to support both my parents · Got my CDL B this year, making the most money I've ever made, still declined · How TF are y’all affording electricity?
    18

Product recommendations

  • best hysa
    2 posts in the past month
    1. Best HYSA?
    2. Best HYSA?
    #1
    best hysa
    Best HYSA? · Best HYSA?
    2
View full analysis on GummySearchSynced 7/21/2026

Frequently asked questions

Who is r/povertyfinance for?
Best for Finance enthusiasts looking for a Reddit-based community with forum discussion.
Is r/povertyfinance free to join?
This listing is not marked as paid-only. Access rules and any fees are decided by the community.
How many members does r/povertyfinance have?
Roughly 2.8M members, based on figures reported by the community or its host. Member counts are approximate and change over time.
What platform is r/povertyfinance on?
r/povertyfinance runs on Reddit. Reddit communities (or "subreddits") are forum-based groups on the popular social news aggregation, web content rating, and discussion website Reddit. Reddit is commonly known as "the front page of the internet". Users submit content to the site such as links, text posts, and images, which are then voted up or down and discussed by other members. From investing Reddit communities, to professional ones, to ones just for laughs, you're likely to find a community for you on Reddit.
What topics does r/povertyfinance cover?
On the Hive Index, r/povertyfinance is organized under Finance.
How do I join r/povertyfinance?
You can join r/povertyfinance by clicking this link, or pressing the "Go to community" button above.
What are the Finance communities like?
Communities covering personal finance, investing, and financial planning for individuals and families. Reddit has enormous communities for budgeting and investment strategy, with more niche Discord servers and independent forums serving people focused on specific goals like early retirement or building wealth on an average salary.
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Added 6/5/2026

Monthly Stats

8
Views /mo
(+100%)
7
Visitors /mo
(+75%)
2
Referrals /mo

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