r/povertyfinance

Community Overview
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reddit.com/r/povertyfinance/
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About r/povertyfinance

Financial advice, frugality tips, stories, opportunities, and general guidance for people who are struggling financially. No Judgement, just advice!

The community at a glance

r/povertyfinance is a Subreddit for Finance with roughly 2.8M members. It has been around since 2018. It uses a forum format for communication. It is the 2nd largest community in the Finance topic page.

Roughly 436K members have joined in the past year. Popular discussion topics include Money, Job, and Financial. Common discussion themes are Pain & Anger and Advice Requests. Product recommendations often mention best hysa.

On Reddit
Established 2018
2.8M Members

Community Topics

Community Features

Forum

This community has a forum

Subreddit Analysis

via GummySearch
Yearly: +436K members
Growth: +18.6% / year

Member growth over time

All time (yearly)

  • 2019: 109K members
  • 2020: 194K members
  • 2021: 513K members
  • 2023: 1.0M members
  • 2024: 268K members
  • 2025: 249K members
  • 2026: 274K members

Past year (monthly)

  • Aug: 41K members
  • Sep: 17K members
  • Oct: 29K members
  • Nov: 27K members
  • Dec: 30K members
  • Jan: 38K members
  • Feb: 36K members
  • Mar: 51K members
  • Apr: 44K members
  • May: 49K members
  • Jun: 55K members
  • Jul: 2K members

Themes

  • Pain & Anger
    22 posts in the past month
    1. How the f*ck is anyone surviving this economy?
    2. Overdraft fees 🤬
    3. Officially Homeless
    #1
    Pain & Anger
    How the f*ck is anyone surviving this economy? · Overdraft fees 🤬 · Officially Homeless
    22
  • Advice Requests
    14 posts in the past month
    1. What groceries would you buy for $120 to stockpile for leaner times
    2. How do you get a career when you're broke?
    3. Car repossessed, license suspended, financially humbled. Looking for advice on how to recover smartly.
    #2
    Advice Requests
    What groceries would you buy for $120 to stockpile for leaner times · How do you get a career when you're broke? · Car repossessed, license suspended, financially humbled. Looking for advice on how to recover smartly.
    14
  • Solution Requests
    8 posts in the past month
    1. Struggling with rent - Looking for ways to make extra money
    2. Need a doctor, no insurance though
    3. What do you do when you need acne help but derm visits are too expensive?
    #3
    Solution Requests
    Struggling with rent - Looking for ways to make extra money · Need a doctor, no insurance though · What do you do when you need acne help but derm visits are too expensive?
    8
  • Money Talk
    4 posts in the past month
    1. Bad Credit - Need Apartment
    2. Thinking about filling for bankruptcy
    3. Where to cut in my budget?
    #4
    Money Talk
    Bad Credit - Need Apartment · Thinking about filling for bankruptcy · Where to cut in my budget?
    4
  • Ideas
    3 posts in the past month
    1. Job Suggestion if you need housing
    2. Title: Got fired a month ago and trying to stay afloat. Any ideas for weekend work?
    3. Side hustle to do with just a bicycle?
    #5
    Ideas
    Job Suggestion if you need housing · Title: Got fired a month ago and trying to stay afloat. Any ideas for weekend work? · Side hustle to do with just a bicycle?
    3

Topics

  • Money
    54 posts in the past month
    1. How to make money TODAY
    2. Father of 2 children and an amazing wife. Don’t know what to do about money..
    3. Tips on saving up money while being a student?
    #1
    Money
    How to make money TODAY · Father of 2 children and an amazing wife. Don’t know what to do about money.. · Tips on saving up money while being a student?
    54
  • Job
    27 posts in the past month
    1. I got a job, my mom wants me to split the check among 6 people
    2. If you have a bachelor's degree, but are struggling to find a job. Consider teaching english abroad
    3. Job Suggestion if you need housing
    #2
    Job
    I got a job, my mom wants me to split the check among 6 people · If you have a bachelor's degree, but are struggling to find a job. Consider teaching english abroad · Job Suggestion if you need housing
    27
  • Financial
    24 posts in the past month
    1. Struggling financially and looking for advice or resources
    #3
    Financial
    Struggling financially and looking for advice or resources
    24
  • Frustrating
    21 posts in the past month
    #4
    Frustrating
    21
  • Hard Time
    19 posts in the past month
    #5
    Hard Time
    19

Flair

  • Misc Advice
    36 posts in the past month
    1. I got a job, my mom wants me to split the check among 6 people
    2. If you have a bachelor's degree, but are struggling to find a job. Consider teaching english abroad
    3. Learned that utility companies will literally just give you a payment arrangement if you ask, and they never advertise this
    #1
    Misc Advice
    I got a job, my mom wants me to split the check among 6 people · If you have a bachelor's degree, but are struggling to find a job. Consider teaching english abroad · Learned that utility companies will literally just give you a payment arrangement if you ask, and they never advertise this
    36
  • Debt/Loans/Credit
    30 posts in the past month
    1. Hit hard by 2 year APR interest and now my balance is higher than the original amount owed
    2. My Family Earns Enough, So Why Are We Always Broke?
    3. Got sober and now trying to rebuild credit at 37.
    #2
    Debt/Loans/Credit
    Hit hard by 2 year APR interest and now my balance is higher than the original amount owed · My Family Earns Enough, So Why Are We Always Broke? · Got sober and now trying to rebuild credit at 37.
    30
  • Budgeting/Saving/Investing/Spending
    29 posts in the past month
    1. A Costco is opening up down the road from me late this week.
    2. You probably need to be looking at the details of your "bank"
    3. I started measuring purchases in "hours of my life" instead of money, and it's changed how I spend.
    #3
    Budgeting/Saving/Investing/Spending
    A Costco is opening up down the road from me late this week. · You probably need to be looking at the details of your "bank" · I started measuring purchases in "hours of my life" instead of money, and it's changed how I spend.
    29
  • Vent/Rant (No Advice/Criticism!)
    23 posts in the past month
    1. Elon Musk loses his trillionaire status as SpaceX stock comes back to Earth
    2. Working in the trades made me realize I should’ve finished my degree instead.
    3. How the f*ck is anyone surviving this economy?
    #4
    Vent/Rant (No Advice/Criticism!)
    Elon Musk loses his trillionaire status as SpaceX stock comes back to Earth · Working in the trades made me realize I should’ve finished my degree instead. · How the f*ck is anyone surviving this economy?
    23
  • Housing/Shelter/Standard of Living
    21 posts in the past month
    1. Sad state of things
    2. Officially Homeless
    3. Living in Car & Almost out of gas
    #5
    Housing/Shelter/Standard of Living
    Sad state of things · Officially Homeless · Living in Car & Almost out of gas
    21

Product recommendations

  • best hysa
    2 posts in the past month
    1. Best HYSA?
    2. Best HYSA?
    #1
    best hysa
    Best HYSA? · Best HYSA?
    2
View full analysis on GummySearchSynced 6/30/2026

Frequently asked questions

Who is r/povertyfinance for?
Best for Finance enthusiasts looking for a Reddit-based community with forum discussion.
Is r/povertyfinance free to join?
This listing is not marked as paid-only. Access rules and any fees are decided by the community.
How many members does r/povertyfinance have?
Roughly 2.8M members, based on figures reported by the community or its host. Member counts are approximate and change over time.
What platform is r/povertyfinance on?
r/povertyfinance runs on Reddit. Reddit communities (or "subreddits") are forum-based groups on the popular social news aggregation, web content rating, and discussion website Reddit. Reddit is commonly known as "the front page of the internet". Users submit content to the site such as links, text posts, and images, which are then voted up or down and discussed by other members. From investing Reddit communities, to professional ones, to ones just for laughs, you're likely to find a community for you on Reddit.
What topics does r/povertyfinance cover?
On the Hive Index, r/povertyfinance is organized under Finance.
How do I join r/povertyfinance?
You can join r/povertyfinance by clicking this link, or pressing the "Go to community" button above.
What are the Finance communities like?
Communities covering personal finance, investing, and financial planning for individuals and families. Reddit has enormous communities for budgeting and investment strategy, with more niche Discord servers and independent forums serving people focused on specific goals like early retirement or building wealth on an average salary.
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Added 6/5/2026

Monthly Stats

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