r/AusFinance

Community Overview
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About r/AusFinance

Australian Personal Finance: budgeting, saving, getting out of debt, investing, and saving for retirement. Please read the sidebar and observe sub rules when posting.

The community at a glance

r/AusFinance is a Subreddit for Investors and Finance with roughly 825K members. It has been around since 2012. It uses a forum format for communication. It is the 7th largest community in the Finance topic page.

Roughly 83K members have joined in the past year. Popular discussion topics include Struggling, Tax, and Looking For A. Common discussion themes are Advice Requests and News. Product recommendations often mention credit card, super fund, and budgeting app.

On Reddit
Established 2012
825K Members

Community Topics

Community Features

Forum

This community has a forum

Subreddit Analysis

via GummySearch
Yearly: +83K members
Growth: +11.3% / year

Member growth over time

All time (yearly)

  • 2013: 1K members
  • 2014: 2K members
  • 2015: 3K members
  • 2016: 4K members
  • 2017: 7K members
  • 2018: 13K members
  • 2019: 25K members
  • 2020: 97K members
  • 2021: 115K members
  • 2023: 246K members
  • 2024: 151K members
  • 2025: 112K members
  • 2026: 45K members

Past year (monthly)

  • Jul: 10K members
  • Aug: 7K members
  • Sep: 3K members
  • Oct: 4K members
  • Nov: 6K members
  • Dec: 6K members
  • Jan: 7K members
  • Feb: 7K members
  • Mar: 7K members
  • Apr: 9K members
  • May: 11K members
  • Jun: 5K members

Themes

  • Advice Requests
    25 posts in the past month
    1. Property Investors: If you treat housing like an investment, then you should be fully prepared to bear the risks of investing.
    2. Why is the family tax benefit income threshold so low that many/most parents can't even get it?
    3. Grattan Institute’s 2026 Budget cheat sheet
    #1
    Advice Requests
    Property Investors: If you treat housing like an investment, then you should be fully prepared to bear the risks of investing. · Why is the family tax benefit income threshold so low that many/most parents can't even get it? · Grattan Institute’s 2026 Budget cheat sheet
    25
  • News
    10 posts in the past month
    1. Sydney home listings hit 17-year high, Melbourne reaches 12-year peak as buyers gain power
    2. 2026–27 Child Care Subsidy rates are confirmed.
    3. KPMG audit scandal reveals shocking $560m debt as clients and partners look for an exit
    #2
    News
    Sydney home listings hit 17-year high, Melbourne reaches 12-year peak as buyers gain power · 2026–27 Child Care Subsidy rates are confirmed. · KPMG audit scandal reveals shocking $560m debt as clients and partners look for an exit
    10
  • Pain & Anger
    9 posts in the past month
    1. 70k in debt, considering bankruptcy.
    2. Why is Reddit so angry at people who invest in Shares and lumping us all in with Property investors?
    3. Early 30s, bought a house in Melbourne last year, now feeling financially trapped. What would you do?
    #3
    Pain & Anger
    70k in debt, considering bankruptcy. · Why is Reddit so angry at people who invest in Shares and lumping us all in with Property investors? · Early 30s, bought a house in Melbourne last year, now feeling financially trapped. What would you do?
    9
  • Money Talk
    8 posts in the past month
    1. Just hit $80,000 in savings at 20!
    2. Investing rent for teenager
    3. WeWork Meeting Rooms | Tax Deductible?
    #4
    Money Talk
    Just hit $80,000 in savings at 20! · Investing rent for teenager · WeWork Meeting Rooms | Tax Deductible?
    8
  • Solution Requests
    1 post in the past month
    1. Budget Sheet / Planner, help
    #5
    Solution Requests
    Budget Sheet / Planner, help
    1

Topics

  • Struggling
    43 posts in the past month
    #1
    Struggling
    43
  • Tax
    32 posts in the past month
    1. Someone I know has never paid or lodged a tax return or BAS payment in their life - what happens next?
    2. Someone please explain to me like I’m 5 - what is the “contributions tax” deduction on my super statement?
    3. Will dividends ever be taxed at 30% minimum?
    #2
    Tax
    Someone I know has never paid or lodged a tax return or BAS payment in their life - what happens next? · Someone please explain to me like I’m 5 - what is the “contributions tax” deduction on my super statement? · Will dividends ever be taxed at 30% minimum?
    32
  • Looking For A
    30 posts in the past month
    #3
    Looking For A
    30
  • Property
    27 posts in the past month
    1. Property Investors: If you treat housing like an investment, then you should be fully prepared to bear the risks of investing.
    2. Why is Reddit so angry at people who invest in Shares and lumping us all in with Property investors?
    3. Where to put $$$ if not property and ETFs
    #4
    Property
    Property Investors: If you treat housing like an investment, then you should be fully prepared to bear the risks of investing. · Why is Reddit so angry at people who invest in Shares and lumping us all in with Property investors? · Where to put $$$ if not property and ETFs
    27
  • Investment
    27 posts in the past month
    1. ~20 houses in me REA.com watch list have been sitting stagnant, unsold since early May 😍 Only 1 sold in this time.
    2. When a Housing Boom Turns to Bust
    3. Pay off hecs debt or save for house deposit?
    #5
    Investment
    ~20 houses in me REA.com watch list have been sitting stagnant, unsold since early May 😍 Only 1 sold in this time. · When a Housing Boom Turns to Bust · Pay off hecs debt or save for house deposit?
    27

Flair

  • Off Topic
    6 posts in the past month
    1. I analysed 144,991 Australian SEEK job listings from last month. Here's what I found about salaries, which skills actually pay, and the "competitive salary" problem
    2. Personal loans booming as cost of living drives Australians to borrow record amounts
    3. I built a free Chrome Extension that shows salary ranges on SEEK - even when the employer doesn’t list one
    #1
    Off Topic
    I analysed 144,991 Australian SEEK job listings from last month. Here's what I found about salaries, which skills actually pay, and the "competitive salary" problem · Personal loans booming as cost of living drives Australians to borrow record amounts · I built a free Chrome Extension that shows salary ranges on SEEK - even when the employer doesn’t list one
    6

Product recommendations

  • credit card
    5 posts in the past month
    1. Best reward card that allows joint account holders?
    2. Which awards credit card would you recommend? Is the Commbank ultimate awards credit card worth it for retail points?
    3. Which awards credit card would you recommend? Is the Commbank ultimate awards credit card worth it for retail points?
    #1
    credit card
    Best reward card that allows joint account holders? · Which awards credit card would you recommend? Is the Commbank ultimate awards credit card worth it for retail points? · Which awards credit card would you recommend? Is the Commbank ultimate awards credit card worth it for retail points?
    5
  • super fund
    4 posts in the past month
    1. Best Super Fund for early 20's
    2. Best low fee super for low income
    3. Best super fund with granular options
    #2
    super fund
    Best Super Fund for early 20's · Best low fee super for low income · Best super fund with granular options
    4
  • budgeting app
    4 posts in the past month
    1. Best budgeting app easy UI adhd brain friendly
    2. Best budgeting app easy adhd friendly UI?
    3. Which is the best/most user friendly budget app/tracker to use?
    #3
    budgeting app
    Best budgeting app easy UI adhd brain friendly · Best budgeting app easy adhd friendly UI? · Which is the best/most user friendly budget app/tracker to use?
    4
  • loan
    4 posts in the past month
    1. Best options for loan to fund overseas masters? Degree is 12months, I won't be working, own my flat outright, will rent it out
    2. Best options for loan to fund overseas masters? Degree is 12months, I won't be working, own my flat outright, will rent it out
    3. Best place to get a car loan to refinance
    #4
    loan
    Best options for loan to fund overseas masters? Degree is 12months, I won't be working, own my flat outright, will rent it out · Best options for loan to fund overseas masters? Degree is 12months, I won't be working, own my flat outright, will rent it out · Best place to get a car loan to refinance
    4
  • savings account
    3 posts in the past month
    1. Best savings account for fixed amount?
    2. Who has the best savings accounts these days?
    3. Best option for children’s savings accounts
    #5
    savings account
    Best savings account for fixed amount? · Who has the best savings accounts these days? · Best option for children’s savings accounts
    3
View full analysis on GummySearchSynced 6/22/2026

Frequently asked questions

Who is r/AusFinance for?
Best for Investors and Finance enthusiasts looking for a Reddit-based community with forum discussion.
Is r/AusFinance free to join?
This listing is not marked as paid-only. Access rules and any fees are decided by the community.
How many members does r/AusFinance have?
Roughly 825K members, based on figures reported by the community or its host. Member counts are approximate and change over time.
What platform is r/AusFinance on?
r/AusFinance runs on Reddit. Reddit communities (or "subreddits") are forum-based groups on the popular social news aggregation, web content rating, and discussion website Reddit. Reddit is commonly known as "the front page of the internet". Users submit content to the site such as links, text posts, and images, which are then voted up or down and discussed by other members. From investing Reddit communities, to professional ones, to ones just for laughs, you're likely to find a community for you on Reddit.
What topics does r/AusFinance cover?
On the Hive Index, r/AusFinance is organized under Investors, Finance.
How do I join r/AusFinance?
You can join r/AusFinance by clicking this link, or pressing the "Go to community" button above.
What are the Investing communities like?
Communities for investors covering stocks, real estate, options, and broader personal finance. Reddit has some of the most active investing communities on the internet, from value investing to dividend strategies, alongside Discord servers for trading signals and more niche investment approaches. Range of experience from total beginners to seasoned traders.
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Added 6/2/2026

Monthly Stats

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6
Visitors
1
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