r/AusFinance

Community Overview
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About r/AusFinance

Australian Personal Finance: budgeting, saving, getting out of debt, investing, and saving for retirement. Please read the sidebar and observe sub rules when posting.

The community at a glance

r/AusFinance is a Subreddit for Investors and Finance with roughly 855K members. It has been around since 2012. It uses a forum format for communication. It is the 7th largest community in the Finance topic page.

Roughly 89K members have joined in the past year. Popular discussion topics include Struggling, Looking For A, and Financial. Common discussion themes are Advice Requests and Pain & Anger. Product recommendations often mention credit card, super fund, and budgeting app.

On Reddit
Established 2012
855K Members

Community Topics

Community Features

Forum

This community has a forum

Subreddit Analysis

via GummySearch
Yearly: +89K members
Growth: +11.6% / year

Member growth over time

All time (yearly)

  • 2013: 1K members
  • 2014: 2K members
  • 2015: 3K members
  • 2016: 4K members
  • 2017: 7K members
  • 2018: 13K members
  • 2019: 25K members
  • 2020: 97K members
  • 2021: 115K members
  • 2023: 246K members
  • 2024: 151K members
  • 2025: 112K members
  • 2026: 75K members

Past year (monthly)

  • Nov: 6K members
  • Dec: 6K members
  • Jan: 7K members
  • Feb: 7K members
  • Mar: 7K members
  • Apr: 9K members
  • May: 11K members
  • Jun: 7K members
  • Jul: 8K members
  • Aug: 7K members
  • Sep: 10K members
  • Oct: 4K members

Themes

  • Advice Requests
    11 posts in the past month
    1. Dont know how to get out of this credit card rut. Wanting to be more financially literate and really late into the game.
    2. Is it better to fully offset an investment property loan, or leave it and claim the tax deduction for the interest paid?
    3. Seeking Super + Mortgage advice
    #1
    Advice Requests
    Dont know how to get out of this credit card rut. Wanting to be more financially literate and really late into the game. · Is it better to fully offset an investment property loan, or leave it and claim the tax deduction for the interest paid? · Seeking Super + Mortgage advice
    11
  • Pain & Anger
    7 posts in the past month
    1. Job hunting on LinkedIn when they won’t put a pay range is f-ing painful, does everyone just use SEEK?
    2. The absolute madness of getting an electrician or plumber to show up
    3. Inflation and Government Spending - Every spending cut hurts someone. So which trade-offs should we actually make?
    #2
    Pain & Anger
    Job hunting on LinkedIn when they won’t put a pay range is f-ing painful, does everyone just use SEEK? · The absolute madness of getting an electrician or plumber to show up · Inflation and Government Spending - Every spending cut hurts someone. So which trade-offs should we actually make?
    7
  • Solution Requests
    6 posts in the past month
    1. Need help, ATO accepted my nickname for my TFN — how can I correct my record to link to myGov?
    2. HELP - A company wants me to apply for an ABN
    3. Best money management/budgeting app?
    #3
    Solution Requests
    Need help, ATO accepted my nickname for my TFN — how can I correct my record to link to myGov? · HELP - A company wants me to apply for an ABN · Best money management/budgeting app?
    6
  • Money Talk
    5 posts in the past month
    1. How many of you are currently struggling with your mortgage repayments?
    2. In this current situation would you give up a 160k job for a 100k job because of travel
    3. Since you bought your house, how much have your mortgage repayments jumped?
    #4
    Money Talk
    How many of you are currently struggling with your mortgage repayments? · In this current situation would you give up a 160k job for a 100k job because of travel · Since you bought your house, how much have your mortgage repayments jumped?
    5

Topics

  • Struggling
    42 posts in the past month
    1. How many of you are currently struggling with your mortgage repayments?
    #1
    Struggling
    How many of you are currently struggling with your mortgage repayments?
    42
  • Looking For A
    28 posts in the past month
    #2
    Looking For A
    28
  • Financial
    22 posts in the past month
    #3
    Financial
    22
  • Worst
    13 posts in the past month
    #4
    Worst
    13
  • Mortgage
    12 posts in the past month
    1. Since you bought your house, how much have your mortgage repayments jumped?
    2. Are higher mortgage repayments putting pressure on your household?
    3. Urgent letters of administraion - reverse mortgage
    #5
    Mortgage
    Since you bought your house, how much have your mortgage repayments jumped? · Are higher mortgage repayments putting pressure on your household? · Urgent letters of administraion - reverse mortgage
    12

Flair

  • Off Topic
    3 posts in the past month
    1. Economics Explained: Australia May Have Just Solved The Housing Crisis
    2. So stressed about future career as first year uni student
    3. ANU Finance vs. Monash Finance for career opportunities in Melbourne?
    #1
    Off Topic
    Economics Explained: Australia May Have Just Solved The Housing Crisis · So stressed about future career as first year uni student · ANU Finance vs. Monash Finance for career opportunities in Melbourne?
    3

Product recommendations

  • credit card
    5 posts in the past month
    1. Best reward card that allows joint account holders?
    2. Which awards credit card would you recommend? Is the Commbank ultimate awards credit card worth it for retail points?
    3. Which awards credit card would you recommend? Is the Commbank ultimate awards credit card worth it for retail points?
    #1
    credit card
    Best reward card that allows joint account holders? · Which awards credit card would you recommend? Is the Commbank ultimate awards credit card worth it for retail points? · Which awards credit card would you recommend? Is the Commbank ultimate awards credit card worth it for retail points?
    5
  • super fund
    4 posts in the past month
    1. Best Super Fund for early 20's
    2. Best low fee super for low income
    3. Best super fund with granular options
    #2
    super fund
    Best Super Fund for early 20's · Best low fee super for low income · Best super fund with granular options
    4
  • budgeting app
    4 posts in the past month
    1. Best budgeting app easy UI adhd brain friendly
    2. Best budgeting app easy adhd friendly UI?
    3. Which is the best/most user friendly budget app/tracker to use?
    #3
    budgeting app
    Best budgeting app easy UI adhd brain friendly · Best budgeting app easy adhd friendly UI? · Which is the best/most user friendly budget app/tracker to use?
    4
  • loan
    4 posts in the past month
    1. Best options for loan to fund overseas masters? Degree is 12months, I won't be working, own my flat outright, will rent it out
    2. Best options for loan to fund overseas masters? Degree is 12months, I won't be working, own my flat outright, will rent it out
    3. Best place to get a car loan to refinance
    #4
    loan
    Best options for loan to fund overseas masters? Degree is 12months, I won't be working, own my flat outright, will rent it out · Best options for loan to fund overseas masters? Degree is 12months, I won't be working, own my flat outright, will rent it out · Best place to get a car loan to refinance
    4
  • savings account
    3 posts in the past month
    1. Best savings account for fixed amount?
    2. Who has the best savings accounts these days?
    3. Best option for children’s savings accounts
    #5
    savings account
    Best savings account for fixed amount? · Who has the best savings accounts these days? · Best option for children’s savings accounts
    3
View full analysis on GummySearchSynced 10/6/2026

Frequently asked questions

Who is r/AusFinance for?
Best for Investors and Finance enthusiasts looking for a Reddit-based community with forum discussion.
Is r/AusFinance free to join?
This listing is not marked as paid-only. Access rules and any fees are decided by the community.
How many members does r/AusFinance have?
Roughly 855K members, based on figures reported by the community or its host. Member counts are approximate and change over time.
What platform is r/AusFinance on?
r/AusFinance runs on Reddit. Reddit communities (or "subreddits") are forum-based groups on the popular social news aggregation, web content rating, and discussion website Reddit. Reddit is commonly known as "the front page of the internet". Users submit content to the site such as links, text posts, and images, which are then voted up or down and discussed by other members. From investing Reddit communities, to professional ones, to ones just for laughs, you're likely to find a community for you on Reddit.
What topics does r/AusFinance cover?
On the Hive Index, r/AusFinance is organized under Investors, Finance.
How do I join r/AusFinance?
You can join r/AusFinance by clicking this link, or pressing the "Go to community" button above.
What are the Investing communities like?
Communities for investors covering stocks, real estate, options, and broader personal finance. Reddit has some of the most active investing communities on the internet, from value investing to dividend strategies, alongside Discord servers for trading signals and more niche investment approaches. Range of experience from total beginners to seasoned traders.
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Added 6/2/2026

Monthly Stats

21
Views /mo
(-9%)
21
Visitors /mo
(-5%)
0
Referrals /mo
(-100%)

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