r/AusFinance

Community Overview

About r/AusFinance

Australian Personal Finance: budgeting, saving, getting out of debt, investing, and saving for retirement. Please read the sidebar and observe sub rules when posting.

The community at a glance

r/AusFinance is a Subreddit for Investors and Finance with roughly 838K members. It has been around since 2012. It uses a forum format for communication. It is the 7th largest community in the Finance topic page.

Roughly 80K members have joined in the past year. Popular discussion topics include Struggling, Looking For A, and Financial. Common discussion themes are Advice Requests and Solution Requests. Product recommendations often mention credit card, super fund, and budgeting app.

On Reddit
Established 2012
838K Members

Subreddit Analysis

via GummySearch
Yearly: +80K members
Growth: +10.6% / year

Member growth over time

All time (yearly)

  • 2013: 1K members
  • 2014: 2K members
  • 2015: 3K members
  • 2016: 4K members
  • 2017: 7K members
  • 2018: 13K members
  • 2019: 25K members
  • 2020: 97K members
  • 2021: 115K members
  • 2023: 246K members
  • 2024: 151K members
  • 2025: 112K members
  • 2026: 59K members

Past year (monthly)

  • Sep: 3K members
  • Oct: 4K members
  • Nov: 6K members
  • Dec: 6K members
  • Jan: 7K members
  • Feb: 7K members
  • Mar: 7K members
  • Apr: 9K members
  • May: 11K members
  • Jun: 7K members
  • Jul: 8K members
  • Aug: 4K members

Themes

  • Advice Requests
    13 posts in the past month
    1. Do you stop saving so aggressively once you buy a house?
    2. How do you manage to buy a house?
    3. What’s my next move/how
    #1
    Advice Requests
    Do you stop saving so aggressively once you buy a house? · How do you manage to buy a house? · What’s my next move/how
    13
  • Solution Requests
    5 posts in the past month
    1. I want to invest into the S&P500 but I don’t know the best option
    2. Best savings account for uni students?
    3. Help to buy
    #2
    Solution Requests
    I want to invest into the S&P500 but I don’t know the best option · Best savings account for uni students? · Help to buy
    5
  • Pain & Anger
    4 posts in the past month
    1. Wife made redundant and I’m struggling with anxiety about our future
    2. Is anyone else feeling the pinch from rising car insurance premiums
    3. Cover-more Travel Insurance.. stay away! If you are with CBA, just pay for a travel insurance. The complimentary isn’t worth it.
    #3
    Pain & Anger
    Wife made redundant and I’m struggling with anxiety about our future · Is anyone else feeling the pinch from rising car insurance premiums · Cover-more Travel Insurance.. stay away! If you are with CBA, just pay for a travel insurance. The complimentary isn’t worth it.
    4
  • Money Talk
    3 posts in the past month
    1. Best platform for a simple $400/month ETF plan: Betashares, moomoo or something else?
    2. Refinancing worth it from 6.30 percent to 5.99 percent?
    3. 25M 180k/yr, 170k saved - house + novated lease?
    #4
    Money Talk
    Best platform for a simple $400/month ETF plan: Betashares, moomoo or something else? · Refinancing worth it from 6.30 percent to 5.99 percent? · 25M 180k/yr, 170k saved - house + novated lease?
    3
  • News
    1 post in the past month
    1. Westpac desperate?
    #5
    News
    Westpac desperate?
    1

Topics

  • Struggling
    41 posts in the past month
    #1
    Struggling
    41
  • Looking For A
    30 posts in the past month
    #2
    Looking For A
    30
  • Financial
    22 posts in the past month
    #3
    Financial
    22
  • Hard Time
    13 posts in the past month
    #4
    Hard Time
    13
  • Worst
    13 posts in the past month
    #5
    Worst
    13

Flair

  • Off Topic
    8 posts in the past month
    1. Is doing a TAFE course worth it just to learn Australian tax, super, and personal finance? Or are there better paths?
    2. Economist Cameron Murray: The ageing "crisis" has not and will not happen
    3. 25M, 180k salary, 170K saved - house + novated lease?
    #1
    Off Topic
    Is doing a TAFE course worth it just to learn Australian tax, super, and personal finance? Or are there better paths? · Economist Cameron Murray: The ageing "crisis" has not and will not happen · 25M, 180k salary, 170K saved - house + novated lease?
    8

Product recommendations

  • credit card
    5 posts in the past month
    1. Best reward card that allows joint account holders?
    2. Which awards credit card would you recommend? Is the Commbank ultimate awards credit card worth it for retail points?
    3. Which awards credit card would you recommend? Is the Commbank ultimate awards credit card worth it for retail points?
    #1
    credit card
    Best reward card that allows joint account holders? · Which awards credit card would you recommend? Is the Commbank ultimate awards credit card worth it for retail points? · Which awards credit card would you recommend? Is the Commbank ultimate awards credit card worth it for retail points?
    5
  • super fund
    4 posts in the past month
    1. Best Super Fund for early 20's
    2. Best low fee super for low income
    3. Best super fund with granular options
    #2
    super fund
    Best Super Fund for early 20's · Best low fee super for low income · Best super fund with granular options
    4
  • budgeting app
    4 posts in the past month
    1. Best budgeting app easy UI adhd brain friendly
    2. Best budgeting app easy adhd friendly UI?
    3. Which is the best/most user friendly budget app/tracker to use?
    #3
    budgeting app
    Best budgeting app easy UI adhd brain friendly · Best budgeting app easy adhd friendly UI? · Which is the best/most user friendly budget app/tracker to use?
    4
  • loan
    4 posts in the past month
    1. Best options for loan to fund overseas masters? Degree is 12months, I won't be working, own my flat outright, will rent it out
    2. Best options for loan to fund overseas masters? Degree is 12months, I won't be working, own my flat outright, will rent it out
    3. Best place to get a car loan to refinance
    #4
    loan
    Best options for loan to fund overseas masters? Degree is 12months, I won't be working, own my flat outright, will rent it out · Best options for loan to fund overseas masters? Degree is 12months, I won't be working, own my flat outright, will rent it out · Best place to get a car loan to refinance
    4
  • savings account
    3 posts in the past month
    1. Best savings account for fixed amount?
    2. Who has the best savings accounts these days?
    3. Best option for children’s savings accounts
    #5
    savings account
    Best savings account for fixed amount? · Who has the best savings accounts these days? · Best option for children’s savings accounts
    3

Frequently asked questions

Who is r/AusFinance for?
Best for Investors and Finance enthusiasts looking for a Reddit-based community with forum discussion.
Is r/AusFinance free to join?
This listing is not marked as paid-only. Access rules and any fees are decided by the community.
How many members does r/AusFinance have?
Roughly 838K members, based on figures reported by the community or its host. Member counts are approximate and change over time.
What platform is r/AusFinance on?
r/AusFinance runs on Reddit. Reddit communities (or "subreddits") are forum-based groups on the popular social news aggregation, web content rating, and discussion website Reddit. Reddit is commonly known as "the front page of the internet". Users submit content to the site such as links, text posts, and images, which are then voted up or down and discussed by other members. From investing Reddit communities, to professional ones, to ones just for laughs, you're likely to find a community for you on Reddit.
What topics does r/AusFinance cover?
On the Hive Index, r/AusFinance is organized under Investors, Finance.
How do I join r/AusFinance?
You can join r/AusFinance by clicking this link, or pressing the "Go to community" button above.
What are the Investing communities like?
Communities for investors covering stocks, real estate, options, and broader personal finance. Reddit has some of the most active investing communities on the internet, from value investing to dividend strategies, alongside Discord servers for trading signals and more niche investment approaches. Range of experience from total beginners to seasoned traders.