r/AusFinance

Community Overview
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reddit.com/r/AusFinance/
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About r/AusFinance

Australian Personal Finance: budgeting, saving, getting out of debt, investing, and saving for retirement. Please read the sidebar and observe sub rules when posting.

The community at a glance

r/AusFinance is a Subreddit for Investors and Finance with roughly 834K members. It has been around since 2012. It uses a forum format for communication. It is the 7th largest community in the Finance topic page.

Roughly 81K members have joined in the past year. Popular discussion topics include Struggling, Looking For A, and Financial. Common discussion themes are Advice Requests and Money Talk. Product recommendations often mention credit card, super fund, and budgeting app.

On Reddit
Established 2012
834K Members

Community Topics

Community Features

Forum

This community has a forum

Subreddit Analysis

via GummySearch
Yearly: +81K members
Growth: +10.7% / year

Member growth over time

All time (yearly)

  • 2013: 1K members
  • 2014: 2K members
  • 2015: 3K members
  • 2016: 4K members
  • 2017: 7K members
  • 2018: 13K members
  • 2019: 25K members
  • 2020: 97K members
  • 2021: 115K members
  • 2023: 246K members
  • 2024: 151K members
  • 2025: 112K members
  • 2026: 54K members

Past year (monthly)

  • Sep: 3K members
  • Oct: 4K members
  • Nov: 6K members
  • Dec: 6K members
  • Jan: 7K members
  • Feb: 7K members
  • Mar: 7K members
  • Apr: 9K members
  • May: 11K members
  • Jun: 7K members
  • Jul: 8K members
  • Aug: 93 members

Themes

  • Advice Requests
    18 posts in the past month
    1. PSA your super death benefit nomination probably expired 3 years after you signed it
    2. Giving up a $151k management role in health care for med school at 30, has anyone made a similar decision and NOT regretted it?
    3. Where are you investing at the moment
    #1
    Advice Requests
    PSA your super death benefit nomination probably expired 3 years after you signed it · Giving up a $151k management role in health care for med school at 30, has anyone made a similar decision and NOT regretted it? · Where are you investing at the moment
    18
  • Money Talk
    12 posts in the past month
    1. PSA if youre financing a work ute, the balloon on your loan is doing more damage than the rate
    2. Saving for my first house
    3. What’s the best money you’ve spent that wasn’t an investment like an ETF, property or super but ended up paying for itself or more? Also what sacrifices have you made that have paid dividends?
    #2
    Money Talk
    PSA if youre financing a work ute, the balloon on your loan is doing more damage than the rate · Saving for my first house · What’s the best money you’ve spent that wasn’t an investment like an ETF, property or super but ended up paying for itself or more? Also what sacrifices have you made that have paid dividends?
    12
  • Pain & Anger
    8 posts in the past month
    1. I genuinely don't know how people are supposed to build a happy life anymore....
    2. Banks get caught with their hands in the cookie jar (Again) $55m repaid so far. Would you even know if your offset wasn't working?
    3. Systemic bank failures on offset accounts could cost homebuyers millions in repayments
    #3
    Pain & Anger
    I genuinely don't know how people are supposed to build a happy life anymore.... · Banks get caught with their hands in the cookie jar (Again) $55m repaid so far. Would you even know if your offset wasn't working? · Systemic bank failures on offset accounts could cost homebuyers millions in repayments
    8
  • Solution Requests
    2 posts in the past month
    1. Best HSBC replacement
    2. Anyone know good tax agent?
    #4
    Solution Requests
    Best HSBC replacement · Anyone know good tax agent?
    2
  • Ideas
    1 post in the past month
    1. Looking for opinions - would you build this business in a town of ~7,000 people?
    #5
    Ideas
    Looking for opinions - would you build this business in a town of ~7,000 people?
    1

Topics

  • Struggling
    41 posts in the past month
    #1
    Struggling
    41
  • Looking For A
    30 posts in the past month
    #2
    Looking For A
    30
  • Financial
    22 posts in the past month
    #3
    Financial
    22
  • Hard Time
    13 posts in the past month
    #4
    Hard Time
    13
  • Worst
    13 posts in the past month
    #5
    Worst
    13

Flair

  • Off Topic
    4 posts in the past month
    1. According to ABS data, fewer than 15% of Australians working full-time earn $150,000 or more. The average full-time salary is around $110,000 and the median is about $90,000. With income discussions on social media often skewed toward higher earners, I thought this was useful context.
    2. Foreign inheritance advice
    3. I'm 63 and unemployed and I was told I can set up a "working income stream" with my superannuation policy. But in one question if asks if "I have not ceased gainful employment of at least 10 hours a week".
    #1
    Off Topic
    According to ABS data, fewer than 15% of Australians working full-time earn $150,000 or more. The average full-time salary is around $110,000 and the median is about $90,000. With income discussions on social media often skewed toward higher earners, I thought this was useful context. · Foreign inheritance advice · I'm 63 and unemployed and I was told I can set up a "working income stream" with my superannuation policy. But in one question if asks if "I have not ceased gainful employment of at least 10 hours a week".
    4

Product recommendations

  • credit card
    5 posts in the past month
    1. Best reward card that allows joint account holders?
    2. Which awards credit card would you recommend? Is the Commbank ultimate awards credit card worth it for retail points?
    3. Which awards credit card would you recommend? Is the Commbank ultimate awards credit card worth it for retail points?
    #1
    credit card
    Best reward card that allows joint account holders? · Which awards credit card would you recommend? Is the Commbank ultimate awards credit card worth it for retail points? · Which awards credit card would you recommend? Is the Commbank ultimate awards credit card worth it for retail points?
    5
  • super fund
    4 posts in the past month
    1. Best Super Fund for early 20's
    2. Best low fee super for low income
    3. Best super fund with granular options
    #2
    super fund
    Best Super Fund for early 20's · Best low fee super for low income · Best super fund with granular options
    4
  • budgeting app
    4 posts in the past month
    1. Best budgeting app easy UI adhd brain friendly
    2. Best budgeting app easy adhd friendly UI?
    3. Which is the best/most user friendly budget app/tracker to use?
    #3
    budgeting app
    Best budgeting app easy UI adhd brain friendly · Best budgeting app easy adhd friendly UI? · Which is the best/most user friendly budget app/tracker to use?
    4
  • loan
    4 posts in the past month
    1. Best options for loan to fund overseas masters? Degree is 12months, I won't be working, own my flat outright, will rent it out
    2. Best options for loan to fund overseas masters? Degree is 12months, I won't be working, own my flat outright, will rent it out
    3. Best place to get a car loan to refinance
    #4
    loan
    Best options for loan to fund overseas masters? Degree is 12months, I won't be working, own my flat outright, will rent it out · Best options for loan to fund overseas masters? Degree is 12months, I won't be working, own my flat outright, will rent it out · Best place to get a car loan to refinance
    4
  • savings account
    3 posts in the past month
    1. Best savings account for fixed amount?
    2. Who has the best savings accounts these days?
    3. Best option for children’s savings accounts
    #5
    savings account
    Best savings account for fixed amount? · Who has the best savings accounts these days? · Best option for children’s savings accounts
    3
View full analysis on GummySearchSynced 8/1/2026

Frequently asked questions

Who is r/AusFinance for?
Best for Investors and Finance enthusiasts looking for a Reddit-based community with forum discussion.
Is r/AusFinance free to join?
This listing is not marked as paid-only. Access rules and any fees are decided by the community.
How many members does r/AusFinance have?
Roughly 834K members, based on figures reported by the community or its host. Member counts are approximate and change over time.
What platform is r/AusFinance on?
r/AusFinance runs on Reddit. Reddit communities (or "subreddits") are forum-based groups on the popular social news aggregation, web content rating, and discussion website Reddit. Reddit is commonly known as "the front page of the internet". Users submit content to the site such as links, text posts, and images, which are then voted up or down and discussed by other members. From investing Reddit communities, to professional ones, to ones just for laughs, you're likely to find a community for you on Reddit.
What topics does r/AusFinance cover?
On the Hive Index, r/AusFinance is organized under Investors, Finance.
How do I join r/AusFinance?
You can join r/AusFinance by clicking this link, or pressing the "Go to community" button above.
What are the Investing communities like?
Communities for investors covering stocks, real estate, options, and broader personal finance. Reddit has some of the most active investing communities on the internet, from value investing to dividend strategies, alongside Discord servers for trading signals and more niche investment approaches. Range of experience from total beginners to seasoned traders.
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Added 6/2/2026

Monthly Stats

13
Views /mo
(0%)
10
Visitors /mo
(0%)
0
Referrals /mo
(-100%)

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